University of Georgia Family and Consumer Sciences Cooperative Extension

economic well-being for individuals and families

Retirement Planning and Saving

The U.S. personal savings rate has declined over the past quarter century and now sits at a historically low level. Individuals and families need positive inducements to reverse the trend from a consumption-orientation to a savings-orientation, especially as America is preparing for the largest number and percentage of retirees in our history. Numerous new policies and changes to tax law have been devised to encourage Americans to increase both short and long-term savings. However, these changes often are confusing to the general public. Through clear, simple and motivational materials, Cooperative Extension seeks to encourage a culture of saving and retirement preparation in Georgia.

Related Links

Investing for Your Future
America Saves
ASEC: Choose to Save
AARP - Wills and Estate Planning
Bankrate.com
Georgia Association of Certified Financial Planners

Educational Resources

Before You Invest Exhibit
Before You Invest Fact Sheet