University of Georgia Family and Consumer Sciences Cooperative Extension

economic well-being for individuals and families

Financial Literacy for Adults

Faced with rising costs and little or no growth in income, many consumers have relied upon credit and home equity to make ends meet. Access to low-cost credit options is an issue for millions of consumers that have no relationship with a financial institution. These "unbanked" consumers are more vulnerable to financial scams, more likely to use high cost alternatives, such as car title loans, rent-to-own, and check cashing services. When people become educated about financial management, they become empowered to live a better life.

Programs

How You Spend Makes A Difference

A family can have up to 20% more cash on hand by following 7 easy steps to improving how you spend.
Exhibit
Fact Sheet
PowerPoint Presentation

Making Every Dollar Count

One or two day workshop conducted in counties throughout Georgia. The workshop is targeted to social service and adult education providers who work with limited resource audiences. Participants receiving training and materials enabling them to better teach basic financial management skills to their clients.

Surviving Tough Times

These fact sheets are designed for individuals and families experiencing a reduction in income through lay-off, reduction in hours or job loss.

Educational Resources

Savings Series: Paying Bills On Time (PowerPoint)
Savings Series: Put Your Money to Work (PowerPoint)
Surviving Tough Times Fact Sheets
How You Spend Makes a Difference Exhibit
How You Spend Makes a Difference Fact Sheet
How You Spend Makes a Difference PowerPoint Presentation

Text Only Version