economic well-being publications
Before You Invest
Number: HACE-E-67 Date: 01/07 Pages: 2 Author Information
PDF Credit Payment Worksheet
This can be used to analyze repayment options for debt with PowerPay computer program. Creditors include loans, overdrafts, bank and store credit cards, or home equity lines of credit. Revised version from 11/00.
Number: HACE-E-43 Date: 07/07 Pages: 2 Author Information
PDF Family Communications About Money
Understanding values is important for family communication about finances. Important lessons for parents and couples are presented that should help the communication process and developing a family spending plan.
Number: HACE-E-17 Date: 08/01 Pages: 8 Author Information
PDF Fiscal Fitness: Choosing a Credit Counselor
If you are in debt and need help making a plan to get out of debt, you may want to seek the advice of a credit counselor. A credit counseling agency can help you make a debt repayment plan and budget. Here are the questions you should be asking and the information you need to know about credit counseling agencies.
Number: HACE-E-44 Date: 11/06 Pages: 2 Author Information
PDF How to Get Out of Debt
Print on 11"x17" paper. Learn about types of credit, how to assess your situation if you are in debt, and how to make power payments to get out of debt fast. Getting out of debt helps financial security and planning for the future.
Number: HACE-E-42 Date: 10/06 Pages: 2 Author Information
PDF How You Spend Makes a Difference
Print on 11"x17" paper
Number: HACE-E-61 Date: 10/06 Pages: 2 Author Information
PDF Insurance: Necessity or Nuisance?
Number: HACE-E-66 Date: 01/07 Pages: 2 Author Information
PDF Surviving Tough Times
Setting Spending Priorities
Learning how to plan expenses on a limited budget is important. To make a spending plan, you have to first look at your budget and monthly expenses and try to balance the two.
Number: HACE-E-23-01 Date: 09/01 Pages: 5 Author Information
PDF Strategies for Spending Less
When you have a limited income, you have to spend less and budget. You can reduce expenses in many categories: Food, utilities, transportation, medical expenses, personal items, and child care. By following these steps, you can reduce spending and have extra money left for saving.
Number: HACE-E-23-02 Date: 09/01 Pages: 5 Author Information
PDF Deciding Which Bills to Pay First
Number: HACE-E-23-03 Date: 09/01 Pages: 5 Author Information
PDF Talking with Creditors
Number: HACE-E-23-04 Date: 09/01 Pages: 5 Author Information
PDF Sustaining Family and Home
Number: HACE-E-23-05 Date: 09/01 Pages: 6 Author Information
PDF Meeting Your Insurance Needs
Number: HACE-E-23-06 Date: 09/01 Pages: 4 Author Information
PDF Bartering
Number: HACE-E-23-07 Date: 09/01 Pages: 4 Author Information
PDF Making the Most of What You Have
Number: HACE-E-23-08 Date: 09/01 Pages: 6 Author Information
PDF Planning to Stay Ahead
Number: HACE-E-23-09 Date: 09/01 Pages: 4 Author Information
PDF Accepting Your Feelings
Number: HACE-E-23-10 Date: 09/01 Pages: 4 Author Information
PDF Controlling Stress
Number: HACE-E-23-11 Date: 09/01 Pages: 4 Author Information
PDF Identifying Sources of Support and Friendship
Number: HACE-E-23-12 Date: 09/01 Pages: 3 Author Information
PDF How You Can Help When Mom or Dad is Unemployed
Number: HACE-E-23-13 Date: 09/01 Pages: 3 Author Information
PDF Deciding if Teens Should Work
Number: HACE-E-23-14 Date: 09/01 Pages: 3 Author Information
PDF Helping Children Cope
Losing a job effects every member of a family. Learn about family communication to help children deal with the feelings and stress of tough times.
Number: HACE-E-23-15 Date: 09/01 Pages: 3 Author Information
PDF Community Agencies That Can Help
A variety of agencies can be a source of help for individuals and families in need. Learn about assistance programs, including unemployment services, heating and cooling, health, food, clothing and child care assistance, as well as the Workforce Investment Act, Veteran's Benefits, and different counseling services.
Number: HACE-E-23-16 Date: 09/01 Pages: 4 Author Information
PDF Looking for a Job
Job hunting can be hard - be sure to know what jobs are legitimate, how to use networking, how to find assistance in your search, and seek career counseling if necessary.
Number: HACE-E-23-17 Date: 09/01 Pages: 5 Author Information
PDF Starting Your Own Business
Owning your own business can be very rewarding. If you're thinking of starting a business, avoid risks by developing a business plan. When you are ready to start a business, seek assistance from some of the resources listed in this publication.
Number: HACE-E-23-18 Date: 09/01 Pages: 4 Author Information
PDF 50 Ways to Stretch Your Food Dollar
Learn how to save money and be healthy with these 50 tips, from shopping close to home to stashing away dry goods. Get through tough times by shopping smart.
Number: HACE-E-23-19 Date: 09/01 Pages: 3 Author Information
PDF Telemarketing Fraud: The Facts
Georgia Law
Current laws covering fraud in Georgia and contact information for recourse if you believe you have been a victim.
Number: HACE-E-19-01 Date: 09/01 Pages: 2 Author Information
PDF Protect Yourself
General ways you can protect yourself from all types of fraud. For example: not giving out any personal information over the phone or through an email request.
Number: HACE-E-19-02 Date: 09/01 Pages: 2 Author Information
PDF Sweepstakes Scams
Have you ever gotten a piece of mail claiming you are a winner to a sweepstakes you don't remember entering? Beware of this popular scam.
Number: HACE-E-19-03 Date: 11/06 Pages: 2 Author Information
PDF Magazine Sales
Many children sell magazines as fundraisers, but some people go from door to door collecting money for unauthorized magazine sales.
Number: HACE-E-19-04 Date: 11/06 Pages: 2 Author Information
PDF Charity Fraud
How to identify and protect yourself from people who present themselves as representatives of a charity. These are especially popular after a natural disaster.
Number: HACE-E-19-05 Date: 11/06 Pages: 2 Author Information
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