We analyze the financial decisions of low income individuals, the effects of white-collar crime, as well as programs meant to improve the stability of low income families.

Publications

Sabia, J. J., & Nielsen, R. B. (2015). Minimum wages, poverty, and material hardship: New evidence from the SIPP. Review of Economics of the Household, 13(1), 95-134. doi:10.1007/s11150-012-9171-8

Carswell, A. T., Seay, M. C., & Polanowski, M. (2013). Reverse mortgage fraud against seniors: Recognition and education of a burgeoning problem. Journal of Housing for the Elderly, 27(1-2), 146-160.

Skobba, K., & Goetz, E. G. (2013). Mobility decisions of very low-income households. Cityscape, 15(2) 155-172.

Carswell, A. T., Wade, M., Smith, S. C., & Huet, B. (2010). Successful techniques to enhance the recognition of mortgage fraud in college classrooms and affected communities.  Journal of Forensic Studies in Accounting and Business, 2(1), 73-91.

Goetz, E. G., Skobba, K., & Yuen, C. (2010). Housing careers of very low income persons. CURA Reporter, 40, 3-4, 3-11.

Carswell, A. T. (2009). Effects of mortgage fraud on property tax assessments. Journal of Property Tax Assessment and Administration, 6(2), 5-17.

Carswell, A. T., & Bachtel, D. C. (2009). Mortgage fraud: A risk factor analysis of affected communities. Crime, Law & Social Change, 52(4), 347-364.

Carswell, A. T. (2008). Addressing mortgage default and delinquency before it occurs: An evaluation framework for the homeownership counseling industry. Forum for Family & Consumer Issues, 13(1).

Carswell, A. T., & Bachtel, D. C. (2007). Mortgage fraud: White-collar crime with long-standing community effects. Public Administration & Management, 12(4), 39-69.

Grants

Wilmarth, M. J., Seay, M. C., & Nielsen, R. B. The dynamics of food and housing assistance programs before and after the Great Recession. Institute for Research on Poverty (IRP) Research Innovation and Development Grants in Economics (RIDGE) Center for National Food and Nutrition Assistance Research Small Grant. 07/01/2014 – 12/31/2015. $39,709.

Carswell, A., Seay, M. C., & Wilmarth, M. Georgia Real Estate Fraud Prevention and Awareness Coalition (GREFPAC) founders’ education grant. GREFPAC. 03/07/12 – 03/06/13. $2,500.

Carswell, A. Mortgage foreclosure rescue fraud analysis. Lawyers’ Committee for Civil Rights. 09/1/12 – 11/15/12. $4,000.

Carswell, A., & Bachtel, D. C. Demographics of mortgage fraud. Interthinx Corporation, 06/01/06 – 02/15/07. $14,707.