Housing Opportunities for All Georgians: A Call to Action - September 25, 2007
Setting the Stage
HUD Deputy Secretary Roy Bernardi
Video (small),
Video (large)
Tom Rodgers Affordable Housing Challenges & Opportunities (PDF)
Panel - Land Use And Zoning For Housing Choice
Moderator: Jorge Atiles, UGA, College of Family & Consumer Sciences
Speakers:
Laurel David, Dillard and Galloway, LLC Zoning for Housing Choice (PDF)
Keith Hatcher, Georgia Association of Realtors
Charlotte Gattis, Georgia Manufactured Housing Association Video (small), Video (large)
Russell James, UGA, College of Family and Consumer Sciences Barriers to Affordable Housing (PDF), Video (small), Video (large)
Nathaniel Smith, Emory University Video (small), Video (large)
Q&A (small), Q&A (large)
Description: This panel will discuss land use and zoning barriers to housing choice and showcase best practices and ways to overcome these obstacles.
Moving Communities from NIMBY
Lot size, minimum size, set-backs, and other controls
Anti Manufactured housing
Anti Rental and/or Multifamily housing
Although some subdivision regulations and other land use requirements may be necessary to maintain a high quality of life, excessive restrictions, such as minimum lot and house size, limit the supply of affordable housing for a community’s workforce, the elderly, and other citizens. Some communities do not permit multi-family or manufactured housing development anywhere in the jurisdiction. And, even if zoning rules allow the construction of these affordable housing options, NIMBY sentiments often terminate or delay development efforts.
Panel - Land Development Standards
Moderator: Jean Lin Pao, General Deputy Assistant Secretary for Policy Development and Research, HUD
Speakers:
Dan Reuter, Atlanta Regional Commission Video (small), Video (large)
Mara Register, City of Valdosta Video (small), Video (large)
Mark Du Mas; Paces Foundation Video (small), Video (large)
Q&A (small), Q&A (large)
Description: This panel will discuss barriers related to land development practices and showcase best practices and ways to overcome these obstacles.
Permit fees and streamlining the review process
Impact fees including financing public infrastructure
Erosion control and other environmental requirements
Unnecessary development cost increases are passed on to consumers. Although impact fees can be an efficient means of financing the needed infrastructure to support residential growth, when they are not proportionate to development costs, housing previously affordable to the workforce may become out of reach. Time is money and, complex and burdensome land development approval processes and environmental requirements can add significantly to the price consumers pay for housing.
Panel - Financial Resources And Risk
Moderator: Phil Cottone, Director of the Office of Homeownership, Georgia Department of Community Affairs
Speakers:
Larry Moss, Augusta Mortgage
David Young, Georgia Affordable Housing Corporation Video (small), Video (large)
Cam Jordan, City of Fitzgerald Financial Resources & Risk (PDF), Impact OA County 06 (PDF), Herald article (PDF)
Mickie Williams, Georgia Housing Consultants - America's Affordable Communities Initiative Video (small), Video (large)
Q&A (small), Q&A (large)
Description:
This panel will discuss financial barriers from three perspectives: developers, lenders, and homebuyers and showcase best practices and ways to overcome these obstacles.
A sellers market in larger homes, coupled with higher profit margins and less financial risk, it is often difficult to interest developers in building affordable, workforce housing. Similarly, lenders are reluctant to provide construction loans or 30-year mortgages for smaller homes or manufactured housing. While many builders and lenders must be convinced that it is possible to make a living in affordable housing, prospective homebuyers need assistance in applying and qualifying for available mortgage support programs.
Symposium Wrap Up
Speaker: Bryant Applegate, Director, America's Affordable Communities Initiative, HUD America's Affordable Communities Initiative (PDF), Video (small), Video (large)
Further Documents & Resources
Building Fee Increases (PDF)
Metro Area House Prices (PDF)
HUD - PATH Brochure (PDF)
HUD - PATH Concept Home (PDF)
HUD - PATH Fact Sheet (PDF)
NAHB - Determining the number of households (PDF)
NAHB - Even Modest Impact Fees (PDF)
NAHB - Impact Fees Talking Points (PDF)
NAHB - Homes for Working Families (PDF)
Speaker Photos
Bryant Applegate
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Phil Cottone
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Mark Du Mas
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Charlotte Gattis
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Russell James
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Jean Lin Pao
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Dan Reuter
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Tom Rogers
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Anne Sweaney
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Mickie Williams
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Bob Young
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David Young
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Sponsors
Co-Sponsors
Additional Sponsorship Provided By:
Silver
Association of County Commissioners
Georgia Municipal Association
Georgia Association of Realtors
Georgia Department of Community Affairs
Georgia State Trade Association of Non-Profit Developers
UGA College of Family and Consumer Sciences
UGA Office of Vice President for Public Service and Outreach
Bronze
Georgia Electric Membership Corporation
Georgia Manufactured Housing Association
U.S. Department of Agriculture, Rural Development
This program is supported in part by the President’s Venture Fund through the generous gifts of the University of Georgia Partners.
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