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Faculty Publications

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Journal Articles
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Books

2007

Boatright, S., & Bachtel, D.C. (2006-2007). The Georgia county guide. Athens, GA: College of Agricultural and Environmental Sciences, Cooperative Extension Service, College of Family and Consumer Sciences, The University of Georgia.

James, R.N., III. (2007, forthcoming). Fair housing advertising & marketing guidelines for apartment managers. In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

James, R.N., III. (2007, forthcoming). Georgia apartment law: A brief introduction. In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

James, R.N., III. (2007, forthcoming). Getting from paper to practice: Apartment management policies and procedures manuals. In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

James, R.N., III. (2007, forthcoming) Government regulation of apartment marketing by fax, phone, and e-mail. In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

James, R.N., III. (2007, forthcoming). Sources of apartment law: Where does it all come from? In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

James, R.N., III & Carswell, A.T. (2007, forthcoming). Government-assisted affordable housing programs in the apartment industry. In Georgia Apartment Law Book, 2nd ed. Atlanta, GA: Georgia Apartment Association.

Jayaratne, K.S.U., Lyons, A.C., & Palmer, L. (2007). Financial education evaluation manual. Greenwood Village, CO: National Endowment for Financial Education. Available online.

2006

Carswell, A.T. & Sweaney, A.L. (2006). The housing industry. In J.L. Merrill, S.R. Crull, K. R. Tremblay, Jr., L.L. Tyler, & A.T. Carswell (Eds.), Introduction to Housing (pp. 87-112). Upper Saddle River, NJ: Pearson Education, Inc.

Carswell, A.T., Merrill, J.L., Sweaney, A.L. & Tremblay, Jr. K.R. (2006). Housing challenges for the twenty-first century. In J.L. Merrill, S.R. Crull, K. R. Tremblay, Jr., L.L. Tyler, & A.T. Carswell (Eds.), Introduction to Housing (pp. 327-335). Upper Saddle River, NJ: Pearson Education, Inc.

2004

Sweaney, A.L. (2004). Family and consumer sciences: Housing and human environments. In T. Vanderberd (Ed.), The College Board Book of Majors, First Ed. (pp. 277-278). New York: The College Board.

2003

Carswell, A.T. (2003). Housing counseling for seniors. In L. A. Vitt & J. K. Siegenthaler (Eds.), Encyclopedia of Financial Gerontology (2nd ed.). Westport, CT: Greenwood Press.

Carswell, A.T. (2003). Predatory lending. In L. A. Vitt & J. K. Siegenthaler (Eds.), Encyclopedia of Financial Gerontology (2nd ed.). Westport, CT: Greenwood Press.

2001

Nickols, S.Y. (2001). Family and Consumer Sciences in the United States. In Paul B. Baltes & Neil J. Smelser (Eds.) International Encyclopedia of the Social and Behavioral Sciences, 8, (pp. 5279-5286). Oxford, England: Elsevier Science, Ltd.

Sweaney, A.L. (2001). Fostering critical thinking: Making learning fun. In F. Stephenson (Ed.), Extraordinary teachers, (pp. 21-26). Kansas City, MO: Andrews McMeel Publishing.

2000

Boatright, S., & Bachtel, D.C. (2000). The Georgia county guide. Athens, GA: College of Agricultural and Environmental Sciences, Cooperative Extension Service, College of Family and Consumer Sciences, University of Georgia.

Boatright, S., & Bachtel, D.C. (2000). Passport to Georgia: A statistical journey. Athens, GA: College of Agricultural and Environmental Sciences, Cooperative Extension Service, College of Family and Consumer Sciences, The University of Georgia.

Journal Articles

2007

Burkhauser, R. V., & Sabia, J. J. (2007). The effectiveness of minimum wage increases in reducing poverty: Past, present and future. Contemporary Economic Policy.

Carswell, A.T., & James, R.N., III. (2007). Virtual Property Manager: Providing a simulated learning environment in a new university program of study. Accepted for publication, The Journal of Systemics, Informatics, and Cybernetics, 4(1).

Cude, B.J. (2007). Insurance disclosures: Implications for insurance regulation of recent research. Journal of Insurance Regulation, 26(2), 3-6.

Delgadillo, L. & Pimentel, L.E.G. (2007). Analysis of mortgage default clients and mortgage default counseling at a housing counseling agency. Financial Counseling and Planning, 18(1), 24-32.

Green, L.E., & Delgadillo, L. (2007, December). Estimating pre-purchase housing counseling and education costs per client. Journal of Extension, 45(6). Available online.

Horvath-Rose, A., Peters, E., & Sabia, J. J. (2007, January). Capping kids: The family cap and non-marital childbearing. Population Research and Policy Review, Preprint, 1-20.

James, R.N., III. (2007). Multifamily housing characteristics and tenant satisfaction. Journal of Performance of Constructed Facilities, 21(6), 472-480.

James, R.N., III. (2007, forthcoming). An econometric analysis of household political giving in the USA. Accepted for publication, Applied Economics Letters.

James, R.N., III., & Sharpe, D.L. (2007). Is time running out? Savings and investments of renters nearing retirement age. Financial Counseling & Planning, 18(2), 61-75.

James, R.N., III, & Sharpe, D.L. (2007). The nature and causes of the U-shaped charitable giving profile. Nonprofit and Voluntary Sector Quarterly, 36(2), 218-238.

James, R.N., III, & Sharpe, D.L. (2007). The “sect-effect” in charitable giving: Distinctive realities of exclusively-religious charitable givers. The American Journal of Economics and Sociology, 66(4), 697-726.

James, R.N., III, & Moorman, D. (2007). Bringing an emerging consumer issue to the classroom: The Bisphenol-A (BPA) controversy. The Journal of Consumer Education, 24, 53-62.

Manley, K.S., & Sweaney, A.L. (2007). www.GetYourFACtS.com: Cyber community for housing, consumer economics created. Journal of Family and Consumer Sciences, 99(1), 41-42.

Mauldin, T.A., & Mimura, Y. (2007). Marrying, unmarrying, and poverty dynamics among mothers with children living at home. Journal of Family and Economic Issues, 28(4), 566-582.

Rees, D.I., & Sabia, J.J. (2007, October). The relationship between abortion and depression: New evidence from the Fragile Families and Child Wellbeing Study. Medical Science Monitor, 13(10), 430-436.

Sabia, J.J. (2007, October). Reading, writing, and sex: The effect of losing virginity on academic performance. Economic Inquiry, 45(4), 647-670.

Sabia, J.J. (2007, April). The effect of body weight on adolescent academic achievement. Southern Economic Journal, 73(4), 871-900.

Sabia, J.J. (2007, August). Early adolescent sex and diminished school attachment: Selection or spillovers? Southern Economic Journal, 74(1), 239-268.

Vanderford, S.E., Mimura, Y., Sweaney, A.L., & Carswell, A.T. (2007). An analysis of tenure and house structure type by household composition. Family and Consumer Sciences Research Journal, 36(2), 93-109.

2006

Carswell, A.T. (2006). Determining satisfaction outcomes for counseled first-time home buyers. Housing & Society, 33(1), 49-60.

James, R.N., III, & Dull, C.J. (2006, December). Prelude to leadership: Backgrounds of megachurch leaders (research report). Accepted for publication, Review of Religious Research, 48(2).

James, R.N., III. (2006). Multi-family housing, social capital, and charitable behavior: Does spatial connectedness influence social connectedness? Housing and Society, 33(2), 73-86.

Loibl, C., Hira, T., & Rupured, M. (2006). First-time vs. repeat filers: The likelihood of completing a Chapter 13 bankruptcy repayment plan. Financial Counseling and Planning, 16(2).

Opoku, A., Mauldin, T., Sweaney, A.L., Bachtel, D.C., Atiles, J.H., & Eaves, C. (2006). Predisposing, enabling, and need predictors of community versus institutional long term care. Journal of Housing for the Elderly, 20 (1).

Sabia, J. J. (2006) Does Early Adolescent Sex Cause Depressive Symptoms?, Journal of Policy Analysis and Management 25(4):803-825. Available online.

Sabia, J. J. (2006) Does Sex Education Affect Adolescent Sexual Behaviors and Health?, Journal of Policy Analysis and Management, 25(4): 783-802. Available online.

Sabia, J. J. (2006, March) Blacks and The Family Cap: Abortions, Pregnancies, and Spillovers, Journal of Population Economics. Available online.

Sweaney, A.L., Mimura, Y., Vanderford, S.E., Reeves, J. (2006). Assessing the pride of housing ownership options among older adults in Georgia. Housing and Society, 33(2),33-41.

2005

Bohon, S.A., Macpherson, H., & Atiles, J.H. (2005). Education Barriers for New Latinos in Georgia. Journal of Latinos and Education, 4(1), 43-58.

Cude, B.J. (2005). Insurance disclosures: An effective mechanism to increase consumers’ insurance market power? Journal of Insurance Regulation, 24(2), 57-80.

Fletcher, C. N., Garasky, S. B., & Nielsen, R. B. (2005). Transportation hardship: Are you better off with a car? Journal of Family and Economic Issues 26(3), 323-343.

Hong, G.-S., Fan, J., Palmer, L., & Bhargava, V. (2005). Leisure travel patterns by family life cycle stages. Journal of Travel & Tourism Marketing 18(2), 15-30.

Johnson, L.N., Carswell, A.T., Palmer, L., Sweaney, A.L., Mullis, R.M., Leonas, K.K., Moss, J.K., & Mauldin, T. (2005). Life skills literacy: Working to improve human capital. Journal of Family and Consumer Sciences, 97(4), 73-76.

Lown, J.M. & Palmer, L. (2005). Long term care insurance purchase: An alternative approach. Financial Counseling and Planning, 16(1).

Lyons, A.C., Cude, B.J., Gutter, M., & Lawrence, F.C. (2005, June). The challenges of online surveying: What researchers should know. Family and Consumer Sciences Research Journal, 33 (4), 341-356.

Marlowe, J. & Atiles, J.H. (Fall/Winter 2005-2006). Consumer fraud associated with driver's license policy regarding Latino immigrants. Journal of Latin American Urban Studies.

Marlowe, J.& Atiles, J.H. (2005). Consumer fraud and Latino immigrant consumers in the United Sates. International Journal of Consumer Studies, 29 (September ), 391-400.

Marlowe, J. & Lee, J. (2005). Decision-making criteria for financial services: Younger versus older consumers. Journal of Consumer Education. 12-21.

Mayer, R.N., Huh, J., & Cude, B.J. (2005, Summer). Cues of credibility and price performance of life insurance comparison Web sites. The Journal of Consumer Affairs, 39 (1), 71-94.

Mimura, Y., & Mauldin, T. (2005). American young adults' rural-to-urban migration and timing of exits from poverty spells. Journal of Family and Economic Issues, 26(1), 55-76.

Vanderford, S. E., Mimura, Y., & Sweaney, A.L. (2005) Searching for a way to house more Americans: A hedonic price comparison of manufactured and site-built homes in the non-msa United States. Journal of Real Estate Research

2004

Huh, J., & Cude, B.J. (2004). Is the information "fair and balanced" in direct-to-consumer prescription drug websites? The Journal of Health Communications, 9, 1-12.

Oleson, M. D., Nielsen, R. B., & Martin, T. (2004). Accredited Financial Counselors (AFC): The state of the designation. Financial Counseling and Planning Journal 15(2), 23-26.

Sabia, J. J. (2004). Alcohol Consumption and Domestic Violence Against New Mothers, Journal of Mental Health Policy and Economics, 7(4): 191-205. Available online.

Sweaney, A.L., Manley, K.S., Atiles, J.H., Bachtel, D.C., Cude, B.J., Ragsdale, M.G., Rodgers, T.F., Tinsley, K.L., Valente, J.S. and Shelton, G.G. (2004). Rural Workforce Housing: Perceived Barriers and Incentives for Development. Housing and Society, 31(1).

Sweaney, A.L., Mimura, Y., & Meeks, C. B (2004). Changes in perceived housing quality among elderly movers: Does neighborhood and tenure matter? Journal of Housing for the Elderly, 18(1&2). Available online.

2003

Atiles, J.H., Wysocki, J.L., & Tremblay, K.R. (2003). Energy Star?: Introducing a new cooperative extension partnership. Housing & Society, 30(1), 59-68.

Houston, J. E., Santillan, M. & Marlowe, J. (2003). U.S. Demand for mild coffees: Implications for Mexican coffee. Journal of Food Distribution Research: 2003 Conference Proceedings Issue. Biloxi, MS.

Lee, J. & Marlowe, J. (2003). How consumers choose a financial institution: Decision-making critria and heruistics. International Journal of Bank Marketing, Vol 21 (2 & 3): 53-71.

Nickols, S.Y. (2003). Human Eco-system Theory: A Tool for Working with Families. Journal of Family and Consumer Sciences, 95(2), 15-18.

Sweaney, A.L., & Mauldin, T. (2003). America's Capital as the classroom. Housing and Society, 30(1), 51-58.

2002

Nickols, S.Y. (2002). Maintaining financial well-being in uncertain times. Journal of Family and Consumer Sciences, 94 (1), 39-40.

Rupured, M., Koonce, J., & Bales, D. (2002, April). Moving the working poor to financial self-sufficienty. Journal of Extension. Available online.

2001

Anderson, C.L. & Nickols, S.Y. (2001). The essence of our being: A synposis of the 2001 Commemorative Lecture. Journal of Family and Consumer Sciences, 93(5), 15-18.

Fiadzo, E.D., Houston, J.E., & Godwin, D.D. (2001). Estimating housing quality for poverty and development policy analysis: CWIQ in Ghana. Social Indicators Research, 53(2), 137-162.

Koonce, J., & Mauldin, T. (2001). Differences in the availability of employer-provided fringe benefits among the working poor, near poor, and non-poor. Financial Counseling and Planning Journal, 12(1), 79-87.

Manley, K.S., Sweaney, A.L., & Valente, J.S. (2001, Summer). Computer experience and skills of Family and Consumer Sciences undergraduates and professionals. Education, 773-780.

Manley, K.S., Sweaney, A.L., & Valente, J.S. (2001). Internet usage among Family and Consumer Science Professionals. Journal of Family and Consumer Sciences Education [on- line], 18.

Mauldin, T., & Mimura, Y. (2001). Exit from poverty among rural and urban Black, Hispanic, and White young adults, The Review of Black Political Economy, 29(1). 9-23.

Mauldin, T., Mimura,Y. & Lino, M. (2001). Parental expenditures on children's education, Journal of Family and Economic Issues, 22(3). 221-241.

Morganosky, M.A., & Cude, B.J. (2001). Consumer responses to online food retailing. Journal of Food Distribution Research, 32(1), 5-17.

Nickols, S.Y. (2001). Keeping the Betty Lamp Burning. Journal of Family and Consumer Sciences, 93 (3), 35-44.

Nickols, S.Y., & Belliston, L.M. (2001). Professional ethics: Caught and taught. Journal of Family and Consumer Sciences, 93(2), 20-25.

Nielsen, R. B., Zick, C. D., Mayer, R. N., & Smith, K. R. (2001). Genetic testing and the demand for cancer insurance. Journal of Consumer Policy 24(1), 1-21.

Seo, J.I., Hathcote, J.M., & Sweaney, A.L. (2001). Casualwear shopping behavior of college men in Georgia, USA. Journal of Fashion Marketing and Management, 5(3), 208-222.

Sweaney, A.L., Manley, K.S., Meeks, C.B., & Valente, J.S. (2001). Computer experience and skills of Family and Consumer Sciences undergraduates and professionals. Education, 121, 773-780.

2000

Atiles, J.H., Goss, R.C., & Beamish, J.O. (1998/printed 2000). Community attitudes toward manufactured housing in Virginia. Housing and Society, 25(3), 1-22.

Baugher, S., Anderson, C.L., Green, K.B., Nickols, S.Y., Shane, J.M., Jolly, L., & Miles, J. (2000). Body of knowledge of Family and Consumer Sciences. Journal of Family and Consumer Sciences, 92(3), 29-32.

Cude, B.J., & Morganosky, M. (2000). Consumer response to online grocery shopping. International Journal of Retail and Distribution Management, 28(1), 17-26.

Cude, B.J., & Neal, S. (2000). Protecting your privacy in online transactions. The Journal of Consumer Education, 1-6.

Marlowe, J., & Maddux, E.M. (2000). Differences in perceptions of financial management between immigrants and non-immigrants: Implications for adapting programs. The Journal of Consumer Education, 18, 23-27.

Marlowe, J. & Santibánez, R.R. (2000). Consumer education for a global marketplace: The need for an issue and policy focus. Advancing the Consumer Interest, 12 (2), 11-14.

Meeks, C.B., & Sweaney, A.L. (2000). The influence of residential mobility of elderly households on housing costs. Housing and Society, 25, 39-52.

Mimura, Y., & Sweaney, A.L. (2000). Housing in Japan: Structure types, quality, and household composition. International Journal for Housing Science and Its Applications, 24, 177. Available online.

Morganosky, M., & Cude, B.J. (2000). Large format retailing in the U.S.: A consumer experience perspective. Journal of Retailing and Consumer Services, 7(4), 215-222.

Nielsen, R. B., & Mayer, R. N. (2000). Why do people buy cancer insurance? An exploratory study. Advancing the Consumer Interest: A Journal of Consumer Law, Policy, and Research 12(2), 16-22.

Theses and Dissertations

All FACS Theses & Dissertations

Name	Document Title	Publisher	Date
Jose Francisco Diaz Valenzuela *Jack Houston	An Analysis Of The Meat Demand Of The U.S. Hispanic Population	M.S. Thesis University of Georgia	Spring 2008
Katie Robinson *Andrew T. Carswell	The Residential Satisfaction of Military Personnel Living in Privatized and Non-Privatized Housing	M.S. Thesis University of Georgia	Spring 2008
Melissa Wilmarth *Sharon Y. Nickols	Clear Thinking, Sound Judgment, Established Leadership: Helen W. Atwater	M.S. Thesis University of Georgia	Spring 2008
Gilbert Werema *Jack Houston	Spatial Differences in Food Consumption Behavior in Uganda	Ph.D. Dissertation University of Georgia	Summer 2007
Amanda Anglyn *Anne Sweaney	Incidence of Home Modifications Among Younger Old Adults and Older Old Adults Using Longitudinal Analysis	M.S. Thesis University of Georgia	Spring 2007
Qianqiu "Max" Zhu *Julia Marlowe	Consumer Preferences for Internet Services: A Choice-Based Conjoint Study	Ph.D. Dissertation University of Georgia	Spring 2007
Mandi Colson *Anne Sweaney	Affordable Housing Barriers in Georgia According to Local Homebuilders Association Members	M.S. Thesis University of Georgia	Spring 2007
Mary Linnenbrink *Teresa Mauldin	Factors Associated with Savings and the Achievement of Savings Goals in Individual Development accounts: Evidence from the American Dream Demonstration	M.S. Thesis University of Georgia	Summer 2006
Stephanie Vanderford *Anne Sweaney	Homeless Families in Charlotte, North Carolina: Characteristics and Patterns of Exit from Homelessness	Ph.D. Dissertation University of Georgia	Spring 2006
Yali "Lily" Yang *Joan Koonce Moss	Decision-Making Under Risk: Financial Goal, Wealth, and Reflection Effect	Ph.D. Dissertation University of Georgia	Fall 2005
Yi "Tom" Cai *Brenda Cude	The Effect of Reference Prices on Consumer Willingness to Pay: An Investigation of the Online Name-Your-Own Price Strategy	Ph.D. Dissertation University of Georgia	Fall 2005
Marietta Jelks *Julia Marlow	Premature Affluence: Factors Related to Excessive Teen Spending	M.S. Thesis University of Georgia	Spring 2005
Kelly Manley *Teresa Mauldin & Brenda Cude	Consumer Choice and Midwifery: A Qualitative Study	Ph.D Dissertation University of Georgia	Spring 2005
Adeline Opoku *Teresa Mauldin & Anne Sweaney	Factors Associated with Community Versus Institutional Long Term Care: Differences by Race and Ethnicity	M.S. Thesis University of Georgia	Fall 2004
Farah Mihoubi *Joan Koonce Moss	Financial Activities Among Unbanked Hispanics in New York City and Los Angeles	M.S. Thesis UniversityofGeorgia	Summer 2004
Anna Elizabeth Rivenbark *AnneSweaney	A hedonic price comparison of manufactured homes and site-built homes	M.S. Thesis University of Georgia	Fall 2003
Xin Dai *Brenda Cude	How internet users differ in on-line activities: The influence of their characteristics on what they do on-line	M.S. Thesis Unversity of Georgia	Spring 2003
Teresa Nunn *Anne Sweaney	The presence of universal design features in consumers' current residence and planned use in future homes	M.S. Thesis Unversity of Georgia	Spring 2003
Yali "Lily" Yang *Debbie Godwin	Athens-Clarke County Residents' Households' Debt, Risk Aversion and Expectations for the Future	M.S. Thesis University of Georgia	Summer 2002
June Martin *Anne Sweaney	Locational Characteristics of Tenant-Based Versus Project-Based Rental Housing Assistance in the Atlanta Metropolitan Region, Georgia	M.S. Thesis University of Georgia	Summer 2002
Yi "Tom" Cai *Roger Swagler	Country-of-origin Effects on Consumers' Willingness to Buy Foreign Products: An Experiment in Consumer Decision Making	M.S. Thesis University of Georgia	Summer 2002
Qihua "Catherine" Lin *Jinkook Lee	Consumers' Information Search When Making Investment Decisions	M.S. Thesis University of Georgia	Spring 2002
Stacy Brock *Anne Sweaney	Athens Area Habitat for Humanity: Homeowners and their Homes	M.S. Thesis University of Georgia	Spring 2002
Yoko Mimura *Teresa Mauldin	Poverty Dynamics Among Young Adults in Rural and Urban United States	Ph.D. Dissertation University of Georgia	Fall 2001
Yinghao Li *Jinkook Lee	Interested in Adopting Online Trading? : Predicting Future Adopters of Online Trading	M.S. Thesis University of Georgia	Summer 2001
Manlio Santillan *Julia Marlowe	U.S. Consumption of Mild Coffees : An Analysis of the Factors Influencing Demand	M.S. Thesis University of Georgia	Spring 2001
Tianshu Li *Debbie Godwin	International Students' Ownership and Use of Credit Cards	M.S. Thesis University of Georgia	Spring 2001
Jane Defenbaugh *Anne Sweaney	Factors Influencing Retired Active Adult Consumers' Decision to Purchase a Manufactured Home vs. conventional Home: An Economic and Demographic Analysis	M.S. Thesis University of Georgia	Fall 2000
Kennita Oldham Kind *Anne Sweaney	Intra-Industry Trade: An Analysis of the United States' Textile and Apparel Industry	Ph.D. Dissertation University of Georgia	Fall 1999
Akesia Johnson *Julia Marlowe	The Effects of Human Capital Investments, Including Age When GED is Obtained, on Future Wage Rates	M.S. Thesis University of Georgia	Summer 1999
Jeannine Lewis *Sharon Nickols	Factors Influencing the Savings Behaviors of Selected African-Americans in Metropolitan Areas of Georgia	M.S. Thesis University of Georgia	Spring 1999
Emmanuel Fiadzo *Julia Marlowe	Estimating the Determinants of Housing Quality Using Standardized Core Welfare Indicators: The Case of Ghana	Ph.D. Dissertation University of Georgia	Fall 1998
Dina Ehrenzweig *Anne Sweaney	Straw-Bale Housing: Consumer Acceptance in Athens, Georgia	M.S. Thesis Unversity of Georgia	Spring 1998
Kristen Whitworth *Julia Marlowe	Life Insurance and the Newly Married Couple: A Study Evaluating Life Insurance Decisions	M.S. Thesis Unversity of Georgia	Spring 1998
Tricia Alfred *Julia Marlowe	Consumer Preferences for Brand-Name versus Private-Label Ready-to-Eat Cereals	M.S. Thesis University of Georgia	Summer 1997
Nashwa Ali Al-Mazrooei *Jack Huston	The Role of Consumers in Fisheries Product Market Development	M.S. Thesis Unversity of Georgia	1996
Richard Thompson *Debbie Godwin	Change in Adequacy of Emergency Fund Holdings of U.S. Households between 1983 and 1989	M.F.C.S. Thesis University of Georgia	1996

Other Publications

2007

Cai, Y., & Cude, B.J. (2007). Regret to know? An investigation of the effect of reference prices on consumers' emotions [Abstract]. In D. Nitsch (Ed.), Consumer Interests Annual: Vol. 53 (pp. 146-147). St. Louis, MO: American Council on Consumer Interests. Available online.

Carswell, A.T., & Bachtel, D.C. (2007). Assessing risk and protective factors of mortgage fraud. Chesterfield, MO: Interthinx Corporation.

Carswell, A.T., & Copeland, C.W. (2007, February). Addendum to research report for the United Way of Metropolitan Atlanta. Atlanta, GA: United Way.

Cude, B.J., Lawrence, F., & Goetz, J. (2007). Get financially fit: A financial education toolkit for college campuses. In I. Leech (Ed.), Proceedings of the Association for Financial Planning and Counseling Education, (p. 144) Tampa, FL: Association of Financial Counseling and Planning. Available online.

Cude, B.J., Lyons, A.C., & American Council on Consumer Interests Consumer Education Committee. (2007). Improving the financial literacy of college students. Proceedings of the National Biennial Conference of the Home Economics Institute of Australia (pp. 78-83). Sydney, Australia: Horizons in Home Economics.

Cude, B.J., Lyons, A.C., Lawrence, F.C., & American Council on Consumer Interests Consumer Education Committee. (2007). Get financially fit: A financial education toolkit for college campuses. In D. Nitsch (Ed.), Consumer Interests Annual: Vol. 53 (pp. 190-192). St. Louis, MO: American Council on Consumer Interests. Available online.

Goetz, J., Mimura, Y., Mehta, M., & Cude, B. (2007). HOPE or No-HOPE: Merit based college scholarship status and financial behaviors among college students [Abstract]. In D. Nitsch (Ed.), Consumer Interests Annual: Vol. 53 (pp. 171-173). St. Louis, MO: American Council on Consumer Interests. Available online.

Green, L., Turner, P.R., & Carswell, A.T. (2007). Pre-purchase housing counseling and education: A means of building human capital. In J. Laquatra (Ed.), 2007 Annual Housing Education and Research Association Conference Proceedings (pp. 60-62). Charlotte, NC. Available online.

James, R.N., III. (2007). Tenant satisfaction and structural characteristics of multifamily housing in the U.S. [Abstract]. In P. Boelhouwer, D. Groetelaers, & E. Vogels (Eds.), European Network of Housing Researchers Sustainable Urban Areas International Conference, Rotterdam, Netherlands, Book of Abstracts (pp. 88). Delft, Netherlands: Delft University of Technology.

James, R.N., III. (2007). The household, metropolitan, and international impact of public housing on residential satisfaction [Abstract]. In P. Boelhouwer, D. Groetelaers, & E. Vogels (Eds.), European Network of Housing Researchers Sustainable Urban Areas International Conference, Rotterdam, Netherlands, Book of Abstracts (pp. 88-89). Delft, Netherlands: Delft University of Technology.

James, R.N., III. (2007). Can residential satisfaction be increased for everyone? How rent subsidization and public housing affects individual, regional, national, and international satisfaction levels [Abstract]. In Laquatra, J. (Ed.), 2007 Annual Housing Education and Research Association Conference Proceedings (pp. 222-230). Charlotte, NC. Available online.

James, R.N., III, & Atiles, J.H. (2007). Hispanic renters and the transition to homeownership in the survey of consumer finance. In Laquatra, J. (Ed.), 2007 Annual Housing Education and Research Association Conference Proceedings (pp. 68-71). Charlotte, NC. Available online.

James, R.N., III, Carswell, A.T., & Phillips, D. (2007). Renter and homeowner expenditures: Uncovering the true costs of homeownership. In Laquatra, J. (Ed.), 2007 Annual Housing Education and Research Association Conference Proceedings (pp. 72-80). Charlotte, NC. Available online.

2006

Bagwell, D., Cude, B.J., Gutter, M., Lawrence, F., Lyons, A., & Rhine, S. (2006). Get Financially Fit: The Big Weigh In. Columbia, MO: American Council on Consumer Interests. [brochure]. (Authors listed alphabetically.)

Bagwell, D., Cude, B.J., Gutter, M., Lawrence, F., Lyons, A., & Rhine, S. (2006). Get Financially Fit: The Warm-Up. Columbia, MO: American Council on Consumer Interests. [brochure]. (Authors listed alphabetically.)

Bagwell, D., Cude, B.J., Gutter, M., Lawrence, F., Lyons, A., & Rhine, S. (2006). Get Financially Fit: The Work Out. Columbia, MO: American Council on Consumer Interests. [brochure]. (Authors listed alphabetically.)

Cai, Y., & Cude, B.J. (2006). Country of origin effects on consumers’ willingness to buy foreign products: An experiment in consumer decision making. In I. Martin (Ed.), Marketing and Public Policy Conference Proceedings, p. 84. [Abstract].

Carswell, A.T., & Bachtel, D. C. (2006, October). Housing Day-by-Day Calendar. Poster presentation at the Housing Education and Research Association (HERA) annual conference, Ithaca, NY.

Carswell, A.T., & James, R.N., III. (2006, July). Virtual Property Manager: Providing a simulated learning environment in a new university program of study. Paper presented by A.T. Carswell at the 4th International Conference on Education and Information Systems, Technologies and Applications, July 20 - 23, 2006, Orlando, FL. (note: paper voted “best of session”)

Cude, B.J. (2006). Do consumers read and understand insurance disclosures? Marketing and Public Policy Conference Proceedings, p. 36.

Cude, B.J. (2006). Do consumers read and understand insurance disclosures? In I. Martin (Ed.), Marketing and Public Policy Conference Proceedings, p. 36. [Abstract].

Cude, B.J. (2006). Disclosure: Taking the High Road. LOMA LIMRA Meeting Series: Compliance & Market Conduct Exchange, pp. 12.0-12.17. [PowerPoint].

Cude, B.J., & Cai, Y. (2006). Assessing the impact of a social marketing program: Lessons learned from Cleveland Saves. In B. Cude (Ed.), Proceedings of the Eastern Family Economics Resource Management Association Annual Conference. [electronic] Available online

Cude, B.J., Lawrence, F., Metzger, K., LeJeune, E., Marks, L., Machtmes, K., & Lyons, A. (2006). College students and financial literacy: What they know and what we need to learn. In B. Cude (Ed.), Proceedings of the Eastern Family Economics Resource Management Association Annual Conference. [electronic] Available online

Cude, B.J., Lyons, A., Bagwell, D., Rhine, S., Lawrence, F., Cabeen, S., Leech, I., Gutter, M., Wolfe, K. (2006). Get Financially Fit: A Financial Education Toolkit for College Campuses. Columbia, MO: American Council on Consumer Interests. [brochure]. (First two authors were major contributors; others listed alphabetically)

Dykes, J. & Rupured, M. (2006). Making every dollar count: The University of Georgia’s Consumer Financial Literacy Program. Proceedings: Eastern Family Economic and Resource Management Association, (B. Cude, editor).

James, R.N., III & Carswell, A.T. (2006, November 17). Residential Property Management Education at Research Universities. Professional Management, National Association of Home Builders Multifamily quarterly publication.

James, R.N., III, & Sharpe, D.L. (2006, November). Asset rich or asset poor: Retirement saving patterns of older tenants. Poster session presented at the Association for Financial Counseling and Planning Education Annual Conference, San Antonio, TX.

James, R.N., III. (2006). Multi-family housing, social capital, and charitable behavior: Are apartment residents more “connected”? Proceedings of the Association for Research of Nonprofit Organizations and Voluntary Action (ARNOVA) 35th Annual Conference, November 16-18, 2006, Chicago, IL.

Lawrence, F., Cude, B.J., Bagwell, D., Gutter, M., Lyons, A., & Rhine, S. (in press). Get financially fit! Increasing financial literacy on college campuses. In D. Bagwell (Ed.), Proceedings of the Association for Financial Counseling and Planning Education. [poster abstract]

Logan, C., Rhodes, W., & Sabia, J. (2006). Food Stamp Program Costs and Error Rates, 1989-2001, Economic Research Service, U.S. Department of Agriculture. Available online.

Loibl, C., Hira, T., & Rupured, M. (2006). First-time vs. repeat filers: The likelihood of completing a Chapter 13 bankruptcy repayment plan. Proceedings: Eastern Family Economic and Resource Management Association, (B. Cude, editor).

Linnenbrink, M., Rupured, M., Mauldin, T., & Moss, J.K. (2006). The Earned Income Tax Credit: Experiences from and implications of the Voluntary Income Tax Assistance Program in Georgia. Proceedings: Eastern Family Economic and Resource Management Association, (B. Cude, editor).

Rupured, M. (2006). PowerPay® Credit Card Debt Relief exhibit. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: Consumers trying to get out of debt to be used with HACE-E-42 and HACE-E-43 (see below).

Rupured, M. (2006). How You Spend Makes a Difference exhibit. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: Consumers looking to squeeze extra dollars from current income. To be used with HACE-E-61 (see below).

Rupured, M. (2006). Six Free Credit Reports exhibit. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: All consumers with credit histories.

Rupured, M. (2006) Free Credit Reports bookmark. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: All consumers with credit histories. Accompanies “Six Free Credit Reports” exhibit.

Rupured, M. (2006). PowerPay® User’s Guide. To be distributed with software to FACS Agents at Winter Conference 2007. Target Audience: Users of software. Comprehensive and detailed instructions for how to use the PowerPay® software.

Rupured, M. (2006). Credit Payment Worksheet (HACE-E-43). Athens, GA: University of Georgia College of Family and Consumer Sciences. Significant revision to accommodate features available in newest version of the software. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: Consumers trying to get out of debt—accompanies PowerPay® Credit Card Debt Relief exhibit.

Rupured, M. (2006). How to Get Out of Debt (HACE-E-42). Athens, GA: University of Georgia College of Family and Consumer Sciences. Update and significant revision. To be distributed to FACS Agents at Winter Conference 2007. Target Audience: Consumers trying to get out of debt. May accompany exhibit or be used with PowerPoint for stand-alone program.

Rupured, M. (2006). How to Get Out of Debt (PowerPoint). Athens, GA: University of Georgia College of Family and Consumer Sciences. Update and significant revision.

Rupured, M. (2006). How You Spend Makes a Difference (HACE-E-61). Athens, GA: University of Georgia College of Family and Consumer Sciences. New fact sheet to accompany How You Spend exhibit to be distributed to FACS Agents at Winter Conference 2007. Target Audience: Cash-strapped consumers.

Sabia, J. J. (2006). The Effects of Minimum Wage Increases on Retail and Small Business Employment, Employment Policies Institute. Available online.

Upchurch, A., & Cude, B.J. (2006). Teaching personal finance to Georgia College students: The Peer Financial Counseling Program. In D. Sampson (Ed.), Georgia Association of Economics and Finance Proceedings, pp. 13-14.

2005

Marlowe, J. & Rojo, M. (2005). Consumer problems with prepaid telephone cards. Consumer Interests Annual, 51. Available online.

Mauldin, T., & Moss, J.K. (2005). What can financial ratios tell us about low-income households? Consumer Interests Annual, 51, 283-284. Available online.

Nielsen, R. B., Garasky, S. B., & Fletcher, C. N. (2005). Assets and Program Participation. American Council on Consumer Interests (ACCI). Columbus, OH. Consumer Interests Annual, 51.

Nickols, S.Y. (2005, March). Proud Past and a Vision for the Future. Keynote speech, First International Conference of Home Economics. Lahore, Pakistan: Government College of Home Economics, pp. 25-35.

Sweaney, A.L., Vanderford, S.E., Mimura,Y., & Carswell, A.T. (2005). An analysis of homeownership and type of dwelling by household composition [Abstract]. In Tremblay, K. R. Jr. & S.D. Kirby (Eds.). 2005 Annual Housing Education and Research Association Conference Proceedings, pp. 87-89. Denver, CO. October, 2005.

2004

Burkhauser, R. V., & Sabia, J.J. (2004) Why Raising the Minimum Wage is a Poor Way to Help the Working Poor, Employment Policies Institute. Available online.

Cai, Y., Cude, B.J., & Swagler, R. (2004). Country-of-origin effects on consumers' willingness to buy foreign products: An experiment in consumer decision making. In P. Bonner (Ed.), Consumer Interests Annual. Available online.

Dai, X., & Cude, B.J. (2004). Differences in Internet users' on-line activities: The influence of their characteristics on what they do on-line. In J. Fox (Ed.), 2004 Eastern Family Economics Resource Management Association Annual Conference Proceedings, pp. 88-100.

Hernandez, I., Cude, B.J., I., Marlowe, J., & Atiles, J. (2004). Using prepaid phone cards for international calls: A complex consumer decision. In J. Fox (Ed.), 2004 Eastern Family Economics Resource Management Association Annual Conference Proceedings, pp. 52-58.

Nickols, S.Y. (2004). A 21st century vision for Home Economics as a healthy community. Proceedings of the 20th World Congress of the International Federation for Home Economics. Kyoto, Japan, pp. 109-124.

2003

Fletcher, C. N., Nielsen, R. B., & Garasky, S.B. (2003). Exploring the Relationship Between Vehicle Asset Value, Reliability and TANF Asset Limits. American Council on Consumer Interests (ACCI). Atlanta, GA. Consumer Interests Annual, 49.

Sweaney, A.L., Eichenbrenner, S.A. & Mimura, Y. (2003). Investigating manufactured and site-built housing with a hedonic price model [Abstract]. Housing Education and Research Association Annual Conference 2003 Conference Papers. Available online.

2007

Bachtel, D.C., Porter, D., & Tinsley, K. (2002). Georgia Specialty Mushroom Feasibility Study. Housing & Consumer Economics Department, and Botany Department, The University of Georgia, Athens, GA.

Fletcher, C. N., Nielsen, R. B., & Garasky, S. B. (2002). Extending Measures of Material Hardship: Meeting Transportation Needs. American Council on Consumer Interests (ACCI). Universal City, CA. Consumer Interests Annual, 48.

Lee, J. & Marlowe, J. (2002). How consumer choose a financial institution: New Insights about decision-making criteria. Consumer Interest Annual, 48. Available online.

Marlowe, J., Koonce, J., Lee, J., & Cai, T. (2002). An examination of the impact of student's work time on academic performance. Consumer Interests Annual, 48. Available online.

Nielsen, R. B., & Hatcher, C.B. (2002). Is There a Dual Financial Market? Evidence From the Survey of Consumer Finances. American Council on Consumer Interests (ACCI). Universal City, CA. Consumer Interests Annual, 48.

2001

Atiles, J.H. (2001). Building Healthy Families. [35-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online

Atiles, J.H. (2001). Healthy Homes for Georgia. [Evaluation instrument for the Healthy Homes for Georgia program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Healthy Homes for Georgia. [18-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2001). Healthy Homes for Georgia. [Exhibit for the Healthy Homes for Georgia program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Healthy Indoor Air for America's Homes. [Exhibit for the Healthy Indoor Air for America's Homes program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Housing update 2001. [42-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2001). Indoor Air Quality Tools for Georgia's Schools. [Evaluation instrument for the Indoor Air Quality Tools for Georgia's Schools program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Indoor Air Quality Tools for Georgia's Schools (General). [Exhibit for the IAQ Tools for Georgia's Schools program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Indoor Air Quality Tools for Georgia's Schools: Staff Checklists. [Exhibit for the Promoting Environmental Health for Children program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Indoor Air Quality Tools for Georgia's Schools: Teacher's Checklist. [Exhibit for the IAQ Tools for Georgia's Schools program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2001). Indoor Air Quality Tools for Georgia's Schools. [21-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2001). Tips to protect children from environmental threats. [Exhibit for the Promoting Environmental Health for Children program.] Athens: University of Georgia Cooperative Extension Service.

Atiles, J., Bachtel, D.C., Cude, B.J., Fleming, W., Ragsdale, M., Rodgers, T., Shelton, G., Sweaney, A.L., Tinsley, K., & Valente, J. (2001). Workforce Housing in Georgia. Athens, GA: University of Georgia Housing and Demographics Research Center. Available online.

Bachtel, D.C. (2001, April 21). We won't stop growing so we must start planning. Athens Daily News and Banner Herald Opinions Page.

Simerly, C.B., Nickols, S.Y., & Shane, J.M. (Eds.) (2001). Themes in Family and Consumer Sciences: A book of readings (Vol. 2). Alexandria, VA: American Association of Family and Consumer Sciences.

Sweaney, A.L., Brock, S., Meier, J.D., Manley, K.S. (2001). The development of a housing innovations consumer survey. Athens: University of Georgia Housing and Demographics Research Center.

Sweaney, A.L., Ragsdale, M., Valente, J.S., & Bachtel, D.C. (2001). Housing assessments of 26 Georgia Counties. Athens: University of Georgia Housing and Demographics Research Center.

2000

Atiles, J.H. (2000). Asthma. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Bugs, mold, and rot. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Combustion pollutants. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Environmental safety in the home. [24-slide power point show.] Athens: University of Georgia Cooperative Service. Available online.

Atiles, J.H. (2000). Evaluation indoor air quality programs. [10-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2000). The Fair Housing Act. [22-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2000). Formaldehyde. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Home remodeler and VOCs. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Housing trends 2010. [13-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2000). Latino health. [22-slide power point show.] Athens: University of Georgia Cooperative Extension Service. Available online.

Atiles, J.H. (2000). Lead in the home. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Radon awareness. [Exhibit for teaching radon awareness to general public]. Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Radon in the home. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Atiles, J.H. (2000). Secondhand smoke. [Evaluation instrument for the Healthy Indoor Air for America's Homes program.] Athens, GA: University of Georgia Cooperative Extension Service.

Bachtel, D.C., Burnsed, C., Cai, Y., Robinson, V., & Stephens, D. (2000). Understanding Gwinnett County: A planning perspective. Athens, GA: College of Family and Consumer Sciences, The University of Georgia.

Bachtel, D.C., & Pollack, S. (2000). A study of the proposed improvements to Georgia Highway 133: An analysis of the implications for economic development. Atlanta, GA: Georgia Department of Transportation.

Bachtel, D.C., Ragsdale, M., & Bliss, A.G. (2000). Northeast Georgia corner connection school to work program. Athens, GA: College of Family and Consumer Sciences, The University of Georgia.

Cude, B.J., & Morganosky, M. (2000). Online grocery shopping: An analysis of current opportunities and future potential. Consumer Interests Annual, 46, 95-100.

Cude, B.J., & Neal, S. (2000). Choosing and using financial services on the Web. In A. Prawitz (Ed.), Proceedings of the Eastern Regional Family Economics-Resource Management Annual Conference, pp. 25-37.

Koonce, J., Mauldin, T., & Rupured, M. (2000). Availability of employer-sponsored fringe benefits: A comparison of the working non-poor, near-poor, and poor. In J.E. Morris & C.R. Hayhoe, (Eds.), Proceedings: Association for Financial Counseling and Planning Education, pp. 19-25.

Koonce, J., Mauldin, T., Rupured, M., & Parazo, J. (2000). The working poor: Research, outreach, and policy. Consumer Interests Annual, 46, 205-208.

Manley, K.S., Sweaney, A.L., & Valente, J.S. (2000, November). Promoting your department via a web site. What's New Magazine, 34, 20-21.

Nickols, S.Y. (2000). Guest Editor's message. Legacies for the future theme issue. Kappa Omicron Nu FORUM, 11(2), 10-12.

Peter, C., Atiles, J.H., & MacIntosh D.L. (2000). Residential use of pesticide products containing chlorpyrifos, diazinon, and malathion. [Exhibit for reporting results of research on use of pesticides in North Georgia]. Athens: University of Georgia.

Pilcher, A., & Haines, T. (2000). Peer financial counseling from one student to another. In J.E. Morris & C.R. Hayhoe (Eds.), Proceedings: Association for Financial Counseling and Planning Education, p.132.

Rupured, M. (2000, July). Promoting upward mobility for the working poor. The Rural South: Preparing for the challenges of the 21st Century. [Newsletter article] Starkville, MS: Southern Rural Development Center.

Swagler, R. (2000). Understanding consumers' difficulties with risk: Perspectives from evolutionary biology. Consumer Interests Annual, 46, 147-150.

Sweaney, A.L., Manley, K.S., & Defenbaugh, J.S. (2000). Quality of the near environment and its impact on elderly mobility. In Atiles, J.H. (Ed.), Book of Refereed Abstracts of the American Association of Housing Educators, pp. 89-92.

Sweaney, A.L., Valente, J.S., Manley, K.S., & Black, A.F. (2000). Sharing a wealth of knowledge: A cyber-community for Housing and Consumer Educators. In Atiles, J.H. (Ed.), Refereed Abstracts of the 2000 Conference of the American Association of Housing Educators, pp. 12-16.

Tanwar, M., & Pilcher, A. (2000). Peer financial counseling from one student to another: Empowering each other to build personal financial management skills. In J.E. Morris & C.R. Hayhoe (Eds.), Proceedings: Association for Financial Counseling and Planning Education, p. 41.

Valente, J.S. (2000-2001). Energy news for the informed consumer. [Two issues of the energy education newsletter booklet.] Published by the Housing and Demographics Research Center in collaboration with the Georgia Environmental Facilities Authority. Athens, GA: The University of Georgia.

Valente, J.S., O'Looney, J., & Cool, C. (2000). Energy games to compliment Energy Curriculum for Young Children curriculum. www.GetYourFACtS.com.

Updated: 11/1/06