The Peer Financial Counseling Program

Today’s college students are bombarded with ads, commercials and mailings telling us that we need to spend money to be happy. At the same time, many of us come to college very ill-equipped to handle our finances. The Peer Financial Counseling Program is designed to address this problem. We hope to provide our peers with a basic understanding of personal financial management to help us meet life’s challenges and opportunities, many of which touch upon the topic of money.

The Peer Financial Counseling Program is set up on the premise that the best way to reach college students is by having fellow students provide valuable information and experiences that we can relate to and apply in our daily lives. The seven modules in the program have been developed to explore critical issues of budgeting, credit use, student loans, and savings and investments. We provide student speakers to present the modules to classes, clubs, residence halls and other student organizations. Each module consists of:

Seminar – Highlights the important concepts
Handouts – Practical information to take away with you
Group Discussions – An opportunity to discuss and apply information
Internet Resources – Resources that anyone can access using the Web

For More Information

For more information about the program on UGA’s campus, contact the Office of Student Financial Aid at 706.542.6147, send an e-mail to pfc@uga.edu, or visit their Web site at www.uga.edu/osfa/pfc/contact.html.

For information about starting a Peer Financial Counseling Program on your campus, contact Brenda Cude at 706.542.4857 or bcude@uga.edu.

The Georgia Student Finance Commission is an important partner in this program. Check them out at http://www.gsfc.org. Contact Sarah Baumhoff at sarahb@gsfc.org or 770.724.9021 for more information.

The Georgia Governor’s Office of Consumer Affairs supports the program financially. There are lots of useful resources at their website – http://www.consumer.georgia.gov.

Program Resources

All materials have now been updated for the 2008-09 school year. You can download the files for all of the modules in the Peer Financial Counseling Program from links in the table below.

You can right-click on each file and choose the menu option "Save Target as..." to download it to your hard drive. (Alternatively, you can click on each file you are interested in to immediately open it up on your screen.) A "Save as" window will open up so you can name the file and choose a location for it. Also, a progress dialogue box may open to tell you how long the file will take to download and how much of it has been transferred. You may want to create a folder (such as "PFC downloads 2008") to put all of your downloaded PFC files in to keep them organized.

Document	File Name	Format
Making It On A College Budget
Making It On A College Budget: Introduction	Budget_Intro.pdf	PDF
Making It On A College Budget: Module Guide	Budget_ModuleGuide.pdf	PDF
Making It On A College Budget: Goals Handout	budget_ho_1.pdf	PDF
Making It On A College Budget: Tracking Your Spending Handout	budget_ho_2.pdf	PDF
Making It On A College Budget: Budget/Spending Plan Handout	budget_ho_3.pdf	PDF
Making It On A College Budget: Spending Plan Handout	budget_ho_4.pdf	PDF
Making It On A College Budget: Spending Plan Handout	budget_ho_4.xls	Microsoft Excel
Making It On A College Budget: Sam’s Spending Plan Handout	budget_ho_5.pdf	PDF
Making It On A College Budget: Sam’s Spending Plan Handout	budget_ho_5.xls	Microsoft Excel
Making It On A College Budget: Money Management Options: 75 Ways to Save Money	budget_ho_6.pdf	PDF
Making It On A College Budget: Julia’s Financial Situation	budget_ho_7.pdf	PDF
Making It On A College Budget: Web Resources Handout	budget_ho_8.pdf	PDF
Making It On A College Budget: Workshop Evaluation	budget_ho_9.pdf	PDF
Making It On A College Budget: Power Point	budget.ppt	Microsoft Power Point
*Staying on Good Terms: Credit and Debt*
Staying On Good Terms: Credit and Debt Introduction	credit_intro.pdf	PDF
Staying On Good Terms: Credit and Debt Module Guide	Credit_Module Guide.pdf	PDF
Staying On Good Terms: Credit and Debt Credit Terms Handout	credit_ho_1.pdf	PDF
Staying On Good Terms: Credit and Debt Control Your Credit Card Debt Handout	credit_ho_2.pdf	PDF
Staying On Good Terms: Credit and Debt Understanding Credit Card Terms Handout	credit_ho_3.pdf	PDF
Staying On Good Terms: Credit Reports and Scores Overdraft Protection Handout for Counselors	credit_ho_4.pdf	PDF
Staying On Good Terms: Credit and Debt Sample Credit Card Statement Handout	credit_ho_5.pdf	PDF
Staying on Good Terms: Credit and Debt How Much Does That Latté Really Cost?	credit_ho_6.pdf	PDF
Staying on Good Terms:Upcoming Credit Card Protections	credit_ho_7.pdf	PDF
Staying On Good Terms: Credit and Debt Stop And Think Stickers	credit_ho_8.pdf	PDF
Staying On Good Terms: Credit and Debt Web Resources Handout	credit_ho_9.pdf	PDF
Staying On Good Terms: Credit and Debt Evaluation	credit_ho_10.pdf	PDF
Staying On Good Terms: Credit and Debt PowerPoint	Credit.ppt	Microsoft PowerPoint
Staying on Good Terms: Credit and Debt Slides for HO3 and 5	Creditanddebt HO3&5.ppt	Microsoft PowerPoint
Staying On Top: Credit Reports and Scores
Staying On Top: Credit Reports and Scores Introduction	Credit Reports_Intro.pdf	PDF
Staying On Top: Credit Reports and Scores Module Guide	Credit Reports Module Guide.pdf	PDF
Staying On Top: Credit Reports and Scores Sample Credit File Handout	Credit Reports_#1.pdf	PDF
Staying On Top: Credit Reports and Scores Credit Terms Handout	Credit Reports_#2.pdf	PDF
Staying On Top: Credit Reports and Scores Control Your Credit Card Debt Handout	Credit Reports #3.pdf	PDF
Staying On Top: Credit Reports and Scores Consumer Rights to Specialty Credit/ Medical Insurance Reports Handout for Counselors	Credit Reports #4.pdf	PDF
Staying On Top: Credit Reports and Scores Web Resources Handout	Credit Reports #5	PDF
Staying On Top: Credit Reports and Scores Evaluation	Credit Reports Evaluation_ho_6.pdf	PDF
Staying On Top: Credit Reports and Scores Power Point	Creditreports.ppt	Microsoft Power Point
*Savings and Investments*
Savings and Investments Introduction	Savings_Intro.pdf	PDF
Savings and Investments Module Guide	Savings Module Guide.pdf	PDF
Savings and Investments What’s Your Savings IQ Quiz	Savings_ho_1.pdf	PDF
Savings and Investments Answers to What’s Your Savings IQ Quiz	Savings_ho_2.pdf	PDF
Savings and Investments Glossary	Savings_ho_3.pdf	PDF
Savings and Investments IRA Basics	Savings_ho_4.pdf	PDF
Savings and Investments Web Resources Handout	Savings_ho_5.pdf	PDF
Savings and Investments Workshop Evaluation	Savings_Evaluation ho_6.pdf	PDF
Savings and Investments PowerPoint	Savings.ppt	Microsoft Power Point
*Paying for College: Using Debt Wisely*
Paying for College Introduction	Loans_Intro.pdf	PDF
Paying for College Module Guide	Loans_ModuleGuide.pdf	PDF
Paying for College Federal Student Loan Options in 2008-09	Loans_ho_1.pdf	PDF
Paying for College Student Loan Terms Handout	Loans_ho_2.pdf	PDF
Paying for College Average Income and Recommended Loan Amounts Handout	Loans_ho_3.pdf	PDF
Paying for College Average Starting Salary Offers Handout	Loans_ho_4.pdf	PDF
Paying for College Web Resources Handout	Loans_ho_5.pdf	PDF
Paying for College Evaluation 1	Loans_Evaluation#6.pdf	PDF
Paying for College PowerPoint	Studentloans.ppt	Microsoft Power Point
*Identity Theft: How to Protect Yourself*
Identity Theft: How to Protect Yourself Introduction	Identity Theft Intro.pdf	PDF
Identity Theft: How to Protect Yourself Module Guide	IDTheft_Module Guide.pdf	PDF
Identity Theft: How to Protect Yourself	IDTheft_ho_1.pdf	PDF
Identity Theft: How to Protect Yourself Web Resources	IDTheft_ho_2.pdf	PDF
Identity Theft: How to Protect Yourself Evaluation	IDTheft_Evaluation.pdf	PDF
Identity Theft: How to Protect Yourself Power Point	IDTheft.ppt	Microsoft Power Point
*Get A Head Start: Lease Smart*
Get A Head Start: Lease Smart Introduction	HeadStart_Intro.pdf	PDF
Get A Head Start: Lease Smart Module Guide	HeadStart ModuleGuide.pdf	PDF
Get A Head Start: Lease Smart: Lease Clauses	HeadStart_ho_1.pdf	PDF
Get A Head Start: Lease Smart: Lease Clauses Deciphered	HeadStart_ho_2.pdf	PDF
Get A Head Start: Lease Smart Leasing Glossary	HeadStart_ho_3.pdf	PDF
Get A Head Start: Lease Smart Repair and Deduct in Georgia Leases Additional Information for PFC Counselors	HeadStart_ho_4.pdf	PDF
Get A Head Start: Lease Smart Module Evaluation	HeadStart_Evaluation.pdf	PDF
Get A Head Start: Lease Smart Power Point	HeadStart.ppt	Microsoft Power Point
Get A Head Start: Lease Smart – Lease Clauses Power Point	Lease Clauses.ppt	Microsoft Power Point
*Reporting Forms*
Cover Sheet for Evaluations -- Completed by Counselor for Each Presentation	Cover_sheet_eval.doc	PDF
Program Mid-Semester Evaluation Form	midsemprogrep.doc	Microsoft Word
Year-End Report Form	yearendrep.doc	Microsoft Word
Making It On A College Budget: Workshop Evaluation	budget_ho_9.pdf	PDF
Staying On Good Terms: Credit and Debt Evaluation	Credit_Evaluation_ho_9.pdf	PDF
Staying On Top: Credit Reports and Scores Evaluation	Credit Reports Evaluation_ho_6.pdf	PDF
Savings and Investments Workshop Evaluation	Savings_Evaluation ho_5.pdf	PDF
Paying for College Evaluation 1	Loans Evaluation#5.pdf	PDF
Identity Theft: How to Protect Yourself Evaluation	IDTheft Evaluation.pdf	PDF
Get A Head Start: Lease Smart Module Evaluation	HeadStart Evaluation.pdf	PDF
*General Information*
PFC Counselor Application	Counselorap.doc	Microsoft Word
PFC Counselor Information	Counselor informationform.doc	Microsoft Word
Sample PFC Counselor Confidentiality Agreement	Confagreement.doc	Microsoft Word
Sample PFC Dress Code	Dresscode.doc	Microsoft Word
Counselor Program Evaluation form	Counselorprogram eval.doc	PDF
Counselor Performance Evaluation form	Counselor perfomanceeval.doc	PDF
PFC Certificate of Completion of Counselor Training	Training certificate.doc	Microsoft Word
Sample Marketing Flyer	Marketingflyer.doc	Microsoft Word
PFC Program Guide	Programguide0809.pdf	PDF
Program Description and Proposed Budget Through June 1, 2009	Programdescription budget.doc	Microsoft Word