Andy Carswell, Ph.D., M.B.A.

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Associate Professor

Address:
203 Consumer Research Center (House C)
415 Sanford Dr.
Athens, GA 30602

E-Mail:

workOffice Phone: 706-542-4867

Fax: 706-583-0313

Curriculum Vitae

Education

Degree Field of Study Institution Graduation
Ph.D. Urban Affairs & Public Policy University of Delaware 2004
M.B.A. Business Economics/Public Policy George Washington University 1994
B.B.A. Finance College of William & Mary 1988

Research

  • Residential Property Management
  • Homeownership
  • Mortgage Options
  • Mortgage Fraud

Current Research

I am interested in research issues related to consumers and their mortgage situation.  While I am interested in how these decisions impact the individual household, my research also focuses on the impacts of how these housing decisions affect the neighborhoods and communities as well.  Aside from those situatons involving the mortgage itself, my research also examines the impacts that community decisions and actions have on area homeowners as well, specifically issues such as mortgage fraud, residential infill design, and quality of housing counseling services.  Concerning the rental housing stock, my research also examines issues pertaining to the property management aspect of apartment communities.

Teaching

Housing Theories, Housing in Contemporary Society, Housing Policy

Publications

Last updated October 2015

INFORMATION SINCE 2009 LISTED BELOW (FULL VITA IS ATTACHED)

Refereed Journals

Carswell, A.T., & Babiarz, P. (2015, in press).  Benefit-cost analysis and optimization modeling for a seller/builder buydown mortgage.  Journal of Real Estate Practice and Education.

• Laquatra, J., & Carswell, A.T. (2015, in press).  Re-assessing the economic and analytical tools that measure and optimize households' energy-efficiency improvements.  Housing and Society, 42(3).

• Couch, C., Carswell, A.T., & Zahirovic-Herbert, V. (2015, in press).  An examination of the potential relationship between green status of multifamily properties and sales price.  Housing and Society, 42(3).

• Skobba, K., & Carswell, A.T. (2014). Community land trust homeowners: Past and present housing experiences. Family and Consumer Sciences Research Journal, 43(1), 4-17.

• Robb, C., Chatterjee, S., & Carswell, A.T.  (2014).  More support for the old adage of staying cool to hot tips.  Journal of Financial Planning, 27(7) 42-48.

• Seay, M.C., Carswell, A.T., Wilmarth, M., & Zimmerman, L.G. (2014).  Exploring HECM counselors’ fraud awareness and training.  Journal of Financial Crime, 21(4), 484-494.

Carswell, A.T., Yust, B., & Turcotte, D. (2013).  A content review and impact analysis of ‘Housing & Society’ on its 40th anniversary.  Housing and Society, 40(2), 232-245.

• Skobba, K., Bruin, M., & Carswell, A.T. (2013).  Moving to improve: The role of Housing Choice Vouchers in helping households reduce housing deficits. Housing and Society, 40(2), 172-192.

• Carswell, A.T., Seay, M.C., & Polanowski, M. (2013). Reverse mortgage fraud against seniors: Recognition and education of a burgeoning problem. Journal of Housing for the Elderly, 27(1-2), 146-160.

• Seay, M.C., Carswell, A.T., & Nielsen, R. (2013). Rental real estate ownership prior to the Great Recession. Family and Consumer Sciences Research Journal, 41(4), 363-374.

• Carswell, A.T., Wade, M, Smith, S.C., & Huet, B.L. (2010). Successful techniques to enhance the recognition of mortgage fraud in college classrooms and affected communities. Journal of Forensic Studies in Accounting and Business, 2(1), 73-91.

• Carswell, A.T. (2009). Does housing counseling change consumer financial behaviors? Evidence from Philadelphia. Journal of Family and Economic Issues, 30(4), 339-356.

• Carswell, A.T. (2009). Effects of mortgage fraud on property tax assessments. Journal of Property Tax Assessment and Administration, 6(2), 5-17.

• Carswell, A.T., & Bachtel, D.C. (2009). Mortgage fraud: A risk factor analysis of affected communities. Crime, Law and Social Change, 52(4), 347-364.

• Carswell, A.T., James, R.N., III, & Mimura, Y. (2009). Examining the connection between housing counseling practices and long-term housing and neighborhood satisfaction. Journal of the Community Development Society, 40(1), 37-53.

• Carswell, A.T., & Smith, S.W. (2009). The greening of the multifamily residential sector. Journal of Engineering, Design & Technology, 7(1), 65-80. [voted "Highly Commended Award" winner by Emerald Publishing]

• James, R.N., III., Carswell, A. T., & Sweaney, A. L. (2009). Sources of discontent: Residential satisfaction of tenants from an internet ratings site. Environment & Behavior, 41(1), 43-59.

• Parks, K.E., Carswell, A.T., & James, R.N., III. (2009). Residential satisfaction of military households in privatized apartment communities. Housing and Society, 36(1), 95-114.

 

Book Chapters

• Anacker, K., & Carswell, A.T. (in press).  The housing finance industry. In K. Anacker, A.T. Carswell, S. Kirby, & K. Tremblay (eds.), Introduction to Housing (2nd ed.). Athens, GA: University of Georgia Press.

• Chrane, R., & Carswell, A.T. (2012). The art of home buyer assistance: Discovering hidden treasures. In A. Tavidze (Ed.), Progress in Economic Research, vol. 23 (pp. 103-128). Hauppauge, NY: Nova Science Publishers.

• Seay, M.C., & Carswell, A.T. (2012). Reverse mortgages: Opportunities and drawbacks for a burgeoning demographic. In A. Tavidze (Ed.), Progress in Economic Research, vol. 23 (pp. 57-78). Hauppauge, NY: Nova Science Publishers.

• James, R.N., III, Robb, C.A., Carswell, A.T., & Atiles, J.H. (2010). Housing costs among low-income renters and homeowners: 'Rent vs. buy' and the hidden costs of low-income homeownership. In S. Kis & I. Balogh (Eds.), Housing, housing costs and mortgages: Trends, impact and prediction (pp. 171-180). Hauppauge, NY: Nova Science Publishers.

• Carswell, A. T. & James, R. N., III. (2009). Government-assisted affordable housing programs in the apartment industry. In R. Hein (Ed.) Georgia Apartment Association Law Book (pp. 5:1:1-5:1:17). Atlanta, GA: Atlanta Apartment Association.

Encyclopedia Chapters

• Carswell, A.T. (2015, in press). Property crimes.  In F.F. Wherry and J.G. Golson (Eds.) SAGE Encyclopedia of Economics and Society.  Thousand Oaks, CA: SAGE Publishing.

• Carswell, A.T. (2015, in press). Neighborhood organizations.  In F.F. Wherry and J.G. Golson (Eds.) SAGE Encyclopedia of Economics and Society.  Thousand Oaks, CA: SAGE Publishing.

• Carswell, A.T. (2014). Home Ownership and Equity Protection Act. In W. Reiboldt & M.H. Mallers (Eds.), Encyclopedia of Consumer Protection and Safety (pp. 511-514). Santa Barbara, CA: ABC-CLIO.

• Carswell, A.T. (2012). Mortgage fraud. In A.T. Carswell (Ed.), Encyclopedia of Housing (2nd ed.). Thousand Oaks, CA: SAGE Publications.

• Carswell, A.T. (2010). Adaptive reuse. In P. Robbins, N. Cohen, and J.G. Golson (Eds.), Green Cities: An A-to-Z Guide. Thousand Oaks, CA: SAGE Publications. Available at: http://www.sage-ereference.com/greencities/Article_n2.html.

• Carswell, A.T. (2010). Infill development. In P. Robbins, N. Cohen, and J.G. Golson (Eds.), Green Cities: An A-to-Z Guide. Thousand Oaks, CA: SAGE Publications. Available at: http://www.sage-ereference.com/greencities/Article_n85.html.

• Lee, M., Smith, S.W., & Carswell, A.T. (2010). Green housing. In P. Robbins, N. Cohen, and J.G. Golson (Eds.), Green Cities: An A-to-Z Guide. Thousand Oaks, CA: SAGE Publications. Available at: http://www.sage-ereference.com/greencities/Article_n69.html.

• Carswell, A.T., & James, R.N., III. (2010). Housing. In R. Hutchison (Ed.), Encyclopedia of Urban Studies. (pp. 375-379). Thousand Oaks, CA: SAGE Publications.

Books (As Editor)

• Anacker, K., Carswell, A.T., Kirby, S., & Tremblay, K. (in process).  An introduction to housing (2nd edition).  Athens, GA: University of Georgia Press. [Note: under contract; expected publication date of June 2017]

• Carswell, A. T. (2012). Encyclopedia of Housing, 2nd edition. Thousand Oaks, CA: SAGE Publications.

Book Reviews

Carswell, A.T. (2014).  “Housing bias: Rethinking land use laws for a diverse America”, by P. Boudreaux.  Journal of Planning Literature, 29(2), 156-157.

• Carswell, A.T. (2011). "Our lot: How real estate came to own us", by A. Katz. Housing, Theory & Society, 28(1), 103-104.

• Carswell, A.T. (2009). "Housing allowances in comparative perspective", (ed. by P. Kemp). Family & Consumer Sciences Research Journal, 38(2), 227-230.

Conference Presentations

• Carswell, A.T., Ruiz-Menjevar, J., Jacobs, B., Bolton, B., Chau, R., Ernst, S., Johnson, W., Kaur, D., Tante, J., & Vargas, A.P. (2015).  Using a Habitat International Build experience as the cornerstone to a housing-related study abroad and service learning program. To be presented at the 2015 Housing Education and Research Association Conference.  Springfield, IL.

• Carswell, A.T., Laquatra, J., & Babiarz, P. (2015).  Benefit-cost analysis and its housing applications: Three examples from the production, consumption and government perspectives.  To be presented at the 2015 Housing Education and Research Association Conference.  Springfield, IL.

• Skobba, K., & Carswell, A.T. (2015, June 26).  Community land trust homeowners: Past and present housing experiences.  American Association of Family & Consumer Sciences Meeting.  Jacksonville, FL.

• Taliaferro, J., Sidney, M., Wessels, A.T., Carswell, A.T., & Perry, D. (2015).  Getting tenure and promotion – Teaching, research and service strategies.  Symposium at the Urban Affairs Association Conference, Miami, FL (co-presenter).

• Carswell, A.T., & Guo, F. (2014).  An analysis of property management expense control by ownership type.  2014 Housing Education and Research Association Conference (pp. 49-50). Kansas City, MO.  Available at: www.housingeducators.org

• Seay, M., Malega, R., & Carswell, A. (2014, March).  Do neighborhoods change after mortgage fraud events? An assessment of impacted areas.  Urban Affairs Association Conference.  San Antonio, TX.

• Carswell, A., & Skobba, K.  (2013, October). One affordable housing model, two communities: A case study of two CLTs.  2013 Annual Housing Education and Research Association Conference Proceedings (pp. 59-61), Tulsa, OK.  Available at: www.housingeducators.org

• Carswell, A.T., Skobba, K., & Lonnee, B. (2013, April).  Neighborhood effects of incompatible infill housing: A local case study.  Urban Affairs Association’s 43rd Annual Conference. San Francisco, CA.

• Fischer, D., Wilmarth, W., Seay, M.C., & Carswell, A. T. (2013, April). An exploration of HECM counselors awareness and training in identifying Home Equity Conversion Mortgage (HECM) fraud. Paper presented at the 2013 American Council on Consumer Interests Conference, Portland, OR.

• Carswell, A.T., Skobba, K., & Lonnee, B. (2013). Neighborhood effects of incompatible infill housing: A local case study. Paper presented at the Urban Affairs Association’s 43rd Annual Conference. San Francisco, CA.

• Carswell, A.T., Yust, B., & Turcotte, D. (2012, October). As Housing & Society turns 40: A reflection back and a look forward. 2012 Annual Housing Education and Research Association Conference, Roanoke, VA

• Chatterjee, S., Robb, C.A., Kutzman, S., & Carswell, A.T. (2012). The intermediate and long-term impacts of financial magazine stock picks. In 2012 Academy of Financial Services 26th Annual Conference. San Antonio, TX.

• Seay, M.C., Palmer, L., Nielsen, R., & Carswell, A.T. (2012). The effect of market conditions on household investment in rental real estate. In 2012 Academy of Financial Services 26th Annual Conference. San Antonio, TX.

• Queen, K., Skobba, K., & Carswell, A.T. (2012). Factors affecting movement along the housing career. In K. Parrott (Ed.), 2012 Annual Housing Education and Research Association Conference Proceedings (pp. 80-84), October 26-31, Roanoke, VA. Available at: http://www.housingeducators.org/Conference_2012/2012_HERA_Proceedings.pdf.

• Seay, M.C., & Carswell, A.T. (2012). The role of housing counselors in HECM fraud detection. In K. Parrott (Ed.), 2012 Annual Housing Education and Research Association Conference Proceedings (pp. 85-87), October 26-31, Roanoke, VA. Available at: http://www.housingeducators.org/Conference_2012/2012_HERA_Proceedings.pdf.

• Skobba, K., & Carswell, A.T. (2012). Moving into homeownership: Community land trust homeowners’ perceptions of past and present housing. In K. Parrott (Ed.), 2012 Annual Housing Education and Research Association Conference Proceedings (pp. 91-92), October 26-31, Roanoke, VA. Available at: http://www.housingeducators.org/Conference_2012/2012_HERA_Proceedings.pdf

• James, R. N., III, Atiles, J. H., Sweaney, A. L., Carswell, A. T., Skobba, M., & Oboyle, M. (2012). Perceived neighborhood safety: An fMRI study of its neural correlates. European Network of Housing Researchers Conference: Housing - Local Welfare and Local Markets in a Globalised World - Book of Abstracts (p. 143), June 24-27, Lillehammer, Norway.

• Carswell, A.T., & Skobba, K. (2012, April). Identifying social and neighborhood outcomes of community land trust homeowners. Presented at the Annual Meeting of the Urban Affairs Association, Pittsburgh, PA.

• Carswell, A.T., & Concannon, S. (2011, October). Identifying and measuring costs and benefits of an early intervention homeless services provider. Presented at the Annual Meeting of the Society of Benefit-Cost Analysis, Washington, DC.

• Seay, M.C., Carswell, A.T., & Nielsen, R. (2011, October). Correlates of private rental property ownership. Presented at the 2011 Academy of Financial Services Conference, Las Vegas, NV.

• Seay, M.C., Carswell, A.T., & Nielsen, R. (2011, October). Private rental property ownership in the 2000s. Presented at the Housing Education and Research Association Conference, Baton Rouge, LA.

• Carswell, A.T., Delgadillo, L., & James, R.N., III. (2011, October). International learning symposium. Presented at the Housing Education and Research Association Conference, Baton Rouge, LA.

• Carswell, A.T. (2010, November). Determining the effects of university capital improvement projects on student residential satisfaction. Presented at the Housing Education and Research Association Conference, Portland, OR.

• Carswell, A.T. (2010, May). Techniques in identifying and explaining mortgage fraud and its effects. Presented at the 4th Annual Fraud and Forensic Accounting Education Conference, Atlanta, GA.

• Chrane, R., & Carswell, A.T. (2010, March). Unlocking the underutilized potential of housing assistance programs. Proceedings of the Eastern Family Economics and Resource Management Association 2010 Conference. Chattanooga, TN.

• Carswell, A.T. (2009, November). Questionable values: Mortgage fraud and its price effects. Paper presented at the Housing Education and Research Association Conference, Santa Fe, NM.

• Carswell, A.T., Nielsen, R., & Seay, M.C. (2009, November). Predictors of rental ownership using the Survey of Income and Program Participation (SIPP). Poster presented at the Housing Education and Research Association Conference, Santa Fe, NM.

• Kong, T., & Carswell, A.T. (2009, November). An intra-neighborhood analysis of pre-foreclosure data across time periods. Paper presented at the Housing Education and Research Association Conference, Santa Fe, NM.

• James, R.N., III, Carswell, A.T., & Robb, C. (2009, June). Consumers, consumer information, and the housing decision: The importance of hidden costs. Presented at the International Consumer Sciences Research Conference, Edinburgh, Scotland.

• Carswell, A.T. (2009, May). Multifamily developers and adaptive re-use: A match made in heaven? Presented at the 2009 Environmental Design Research Association Annual Meeting, Kansas City, MO.