Lu Fan

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Ph.D. Student / Graduate Assistant

262-3 Dawson Hall
305 Sanford Dr.
Athens, GA 30602


workOffice Phone: 706-542-7947

Current Classes

FHCE3260-Computer Applications in Financial Planning

Previously taught: FHCE3000-Family Resource Management


Degree Field of Study Institution Graduation
Doctoral Candidate Financial Planning, Housing and Consumer Economics UGA 2017
M.A. Journalism and Mass Communication UGA 2012
B.A. Communications Capital University of Economics and Business (China) 2009


My research primarily focuses on information search, household financial decision-making, financial help-seeking behavior, financial literacy and education, and financial satisfaction

Current Research

I currently collaborate with several faculty members on research projects regarding the influence of emotions on the effectiveness of financial education, teaching large classes using interactive technology, as well as topics such as consumer's needs of financial professional help, information search, personlaity types and bequest motive, and financial satisfaction.


FHCE3260-Computer Applications in Financial Planning (Instructor), Fall 2016-Spring 2017

FHCE3150E-Consumer Decision Making (Online) (TA), Summer 2016

FHCE3200E-Introduction to Personal Finance (Online) (TA), Summer 2016

FHCE3000-Family Resource Management (Co-instructor), Fall 2015    

FHCE3150-Consumer Decision Making (Tutor, Athletic Association), Fall 2015

FHCE2100-Family Economic Issues through the Life Course (TA), Summer 2015

FHCE5910-Housing and Consumer Economics Internship (TA), Summer 2014

FHCE3100-Introductory Consumer Economics (TA), Spring 2014            

FHCE3200-Introduction to Personal Finance (TA), Spring 2014, Spring 2016

FHCE3110-Money Skills for Life (TA), Fall 2013-Spring 2014

FHCE5900-Professional Seminar and Internship Orientation (TA), Fall 2013-Spring 2014

FHCE3000- Family Resource Management (TA), Fall 2013


Graduate Assistant, UGA Extension Office, Radon Education Program, 2014-2016

Consumer Economics Program Advisory Committee, Athens Technical College

Areas of Expertise

Statistical software: SPSS, Stata, SAS, R, Mplus, MySQL

Other application based software: MS Office suite (Access, Excel, Powerpoint, Word), Illustrator, Indesign


Award Name Awarded By Year Awarded
ANC Full Scholarship Arthur N. Caple Foundation 2016
Jan M. Hathcote Social Science Academic Support Fund FACS 2015
Virginia Wilbanks Kilgore Scholarship FACS 2015-2016
Betty Lane Graduate Scholarship FACS 2014-2015


Organization Title Year(s) Service Type
ACCI Peer reviewer 2013-2015
International Tax Assistance Program Income tax preparer 2014-2015


Under review:

  • Fan, L., & Chatterjee, S. “Borrowing decisions of households: An examination of the information search process”, Journal of Financial Counseling and Planning, resubmitted: June, 2016.
  • Fan, L., & Babiarz, P. “The relationship between financial satisfaction and marital status’’, Journal of Financial Counseling and Planning, submitted: September, 2015.
  • Chatterjee, S., Jacobs, B., Haas, R., & Fan, L. “Risk tolerance and goal-based savings behavior of households: The role of financial literacy”, Journal of Personal Finance, resubmitted: July, 2016.

Working Papers

“Financial literacy, emotions, and the effectiveness of financial education: An experimental approach” (With Dr. Swarn Chatterjee, University of Georgia)

“Using interactive technology in large classes: Top Hat application in Family Resource Management undergraduate course” (With Dr. Sheri Worthy, University of Georgia)

“Determinants of college students financial behavior” (With Dr. Swarn Chatterjee, University of Georgia)

“Risk tolerance, belief updating, and risk-taking behavior” (With Dr. John Grable and Dr. Swarn Chatterjee, University of Georgia)

Advisory Committee

Dr. Swarn Chatterjee (Major professor)

Dr. John Grable

Dr. Ann Woodyard