Current Research
Financial Planning, Housing and Consumer Economics

View our current research below. You may also be interested in our past and overall research.

Judith Aboagye
Ph.D. Student

My current research examines the impact of non-traditional mobile banking and microfinance on financial inclusion in Ghana. The research involves the use of quantitative surveys, focus groups, and one-on-one interview data collected over the summer of 2017.

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Sophia Anong
Assistant Professor

My current research projects are:

1) socioeconomic factors and attitudes in mobile money adoption and use in African countries.

2) socioeconomic disparities in the relationship between mental health and financial conditions.

3) student loan burden and financial well-being.

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Morgan Bryant
Ph.D. Student/Graduate Assistant

My current research interests are focused on the impact of social influences mediated by social media technologies on consumer behavior and decision-making. Ongoing research projects include multiple environments of social commerce, influences of gender signals, the sharing economy, purchasing behavior impacted by consumer identity and engagement with television characters, social media impacts on transactive memory. 

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Andy Carswell
Associate Professor

I am interested in research issues related to consumers and their mortgage situation.  While I am interested in how these decisions impact the individual household, my research also focuses on the impacts of how these housing decisions affect the neighborhoods and communities as well.  Aside from those situatons involving the mortgage itself, my research also examines the impacts that community decisions and actions have on area homeowners as well, specifically issues such as mortgage fraud, residential infill design, and quality of housing counseling services.  Concerning the rental housing stock, my research also examines issues pertaining to the property management aspect of apartment communities.

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Swarn Chatterjee
Associate Professor, Graduate Coordinator

My current research in progress includes: Measuring the value of financial advice across the different stages of the financial planning process; examining factors that are associated with greater financial resiliency among households recovering from an adverse financial event; and determining the association between household financial decision making and their food insecurity as well as food purchase behavior.

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Brenda Cude
Professor, Undergraduate Coordinator

I am currently working with a database that includes various data from college seniors: results (pre- and post) from a financial literacy knowledge test, data from the students' credit reports, and the results of various personality tests as well as financial stress tests. I'm working with several undergraduate research students (and would like to add a graduate student to the team) to develop research questions, analyze data, and write manuscripts this year. We have a second database that includes various data from college freshmen, focusing on what they recall about high school personal finance education.

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Heidi Ewen
Assistant Professor

The majority of my research on housing and relocation uses the theoretical models of Person-Environment Fit and the Push-Pull model of relocation. 
(P–E fit) is defined as the degree to which individual and environmental characteristics match. 

The key findings from my recent studies are older women whose expectations of relocation were incongruent with their relocation experiences were more “withdrawn” six months after the move and were at greater risk of not acclimating socially within the community (Ewen, 2006; Ewen & Chahal, 2013). Second, the majority of women did not anticipate resident deaths within the community, which resulted in increased physiological stress reactivity (measured via salivary cortisol) and increased dissatisfaction with the facility management (manuscript in process; [Ewen, 2009]). Collaborations with a colleague on bereavement and disenfranchised grief supported my findings on subsequent negative outcomes (Anderson & Ewen, 2011; Anderson, Ewen, & Miles, 2010). Perceptions of relocation as a stressor varied among women and the acclimation process was influenced by events within the facility and in family relationships outside of the facility (Ewen & Kinney, 2013). Third, a significant proportion of women relocated to be nearer a family member who needed care. As such, supportive housing and…

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Lu Fan
Ph.D. Student / Graduate Assistant

I currently collaborate with several faculty members on research projects regarding the influence of emotions on the effectiveness of financial education, teaching large classes using interactive technology, as well as topics such as consumer's needs of financial professional help, information search, personlaity types and bequest motive, and financial satisfaction.

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Joseph Goetz
Associate Professor

I am currently invovled in three primary research projects. First, using a primary dataset, I'm investigating the implications of the fiduciary standard on the investment advice process. Second, I'm developing a research proposal (and associated grant proposal) to examine the effectiveness of different theoretically-based financial counseling intervention models. Third, I recently co-authored a grant proposal to develop and implement evaluation for the financial education programming in the U.S. Army and U.S. Navy. 

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John Grable
Athletic Association Endowed Professor of Family and Consumer Sciences

My students and I are currently working on projects related to financial risk tolerance assessment. A seperate line of research involves the clinical evaluation of financial planning practice standards and models. 

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Timi Jorgensen
Ph.D. Student / Graduate Assistant

I work with the HMRE Team as part of the Discovering Money Solutions coaching staff. 

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Aman Sunder
Ph.D. Candidate, Graduate Assistant, and Instructor on Record

The Great Recession and Risky Asset Allocation in Household Portfolios: Evidence from a National Study
This study examines the association between the use of financial planners through the period of Great Recession and changes in risky asset allocations within household investment portfolios during this period


Change in Financial Assets of Households Following the Great Recession and the Role of Financial Planning
This study focuses on studying the relationship between continuous use of financial planners during the Great Recession and the changes in household financial assets following the Great Recession.


Does Prosocial Motivation Influence Student Engagement with Clients? Findings from a Financial Planning Service Learning Program
Prosocial motivation is an individual characteristic which motivates certain individuals to make a contribution to society through public service and community building endeavors. This pilot study explored the dynamic interaction between prosocial motivation, self-efficacy, and client engagement over the course of a 10-week service learning project in financial planning. Undergraduate and graduate students in accounting and financial planning who participated in the pilot study completed weekly surveys assessing their prosocial motivation, and copies of their letters to clients were analyzed.

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Ann Woodyard
Assistant Professor

I am currently researching the impact of behaviors and financial knowledge on financial satisfaction across income levels.I am also looking at types of financial knowledge; the objective or numeracy type of knowledge and subjective, or the way we feel about our financial competence. It seems that there might be differences in the ways that these types of knowledge affect financial behaviors and financial well-being. 

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Sheri Worthy
Professor and Department Head

I am currently part of a multi-state research project "Behavioral Economics and Financial Decision-Making and Information Management across the Lifespan" where we are conducting focus groups and online experiments to investigate student loan decision making.  I am also evaluating Turning the Tide on Poverty, a project implemented in several states to encourage civic engagement and grass-roots problem solving of community issues in rural, poverty-striken areas. 

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