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My research interests include acquring financial knowledge and its impact on outcomes, and also relationships between indicators of financial vulnerability and health-related decisions and health status.
I am also interested on the impact of mobile phone services as mobile money through non-bank providers particularly on consumers in African countries.
My research interests include household financial well-being, consumer economics, and health economics. In my recent research projects I investigated the impact of college financial aid policy on household portfolio composition, the role of adverse health events on household finances, the impact of intra-household distribution of bargaining power on income protection through life insurance, various aspects of financial literacy and its role on economic behavior, as well as health effects of economic recessions.
My research focuses on three primary areas: Performance evaluation across different stages of the financial planning process; Examination of the association between financial well-being, welfare dependency, and health among underserved populations; and Identification of factors that improve financial decision making among transitioning young adults and the elderly households.
My current research focuses on college students' financial literacy. What makes a college student financially literate? What's the most reliable way to measure their financial literacy? How much difference would having more financial knowledge make for college students' financial behaviors? How do personality characteristics influence students' financial decisions?
I also am interested in research related to online consumer behaviors, consumer information, and consumer policy
My expertise is in aging-in-place and relocation research; stress, coping, and adaptation; and I have experience with advanced statistics and analyzing longitudinal datasets. I have a background in gerontology and experimental psychology and am trained in psychophysiological experimental methods using a wide array of techniques and instruments. Additionally, I have a graduate certificate in statistics along with my master's and doctoral degrees. I have successfully collected, analyzed, interpreted, presented and published manuscripts on residential relocation, aging, and adaptation to senior housing.
My research focuses on financial planning performance and financial therapy; more specifically, within the context of financial planning, I examine the fiduciary standard of care, investment risk tolerance, and pedagogical techniques.
I assess how well financial literacy interventions affect behavior and increase quality of life.
My research interests include financial risk-tolerance assessment, behavioral financial planning, and financial decision making. My work tends to be applied and focused on helping consumers and financial service professionals navigate the increasingly complex financial marketplace.
My research examines several areas of family financial planning, financial behavior of youth and family communication about finances, and low-income consumers and poverty.
Dr. Palmer's research seeks to identify effective ways of motivating financial behavior change through brief intervention strategies. He is currently focused on developing brief interventions that are informative, scalable, and can easily be integrated into the income tax preparation process. The design and format of the brief interventions are informed by research findings from behavioral economics and behavior change theory, as well as evidenced-based counseling practices such as Solutions-Focused Brief Coaching.
Evaluates the effectiveness of financial education programs on program participants.
My research focuses on two distinct areas 1) the housing needs of low-income households and 2) the relationship between community development and social capital in rural and small towns. Through the use of a qualitative, biographical method, I study the connection between housing pathways and life circumstances of low-income households. My research on housing instability among low-income households has advanced the understanding of the different strategies that families use to maintain shelter and the ways in which personal characteristics and life course events affect their ability to find and maintain housing. My second area of research examines the housing and community development experiences and the role of social capital in community development capacity of rural and small towns. My research in this area uses surveys, qualitative data collection and case studies to better understand the housing and community development challenges and potential solutions facing rural and small town communities in the Southeastern region of the United States.
My research and work focuses on linkages between health and housing, and living healthier and greener. I am especially interested in the use of social media to provide people with an online source of trustworthy information.
My research focuses on the area of financial wellness and tries to answer the questions of what financial practices lead to healthier lifestyles. I am interested in charitable giving and wellness, as well as financial literacy and the relationship between the practices we undertake and the impact those practices have on our health and wellness.
I have explored a range of consumer-related topics in my research including consumer vulnerability, savings, and financial risk-taking behaviors. Some of my recent research investigates factors influencing the vulnerability of obese consumers to weight-loss advertising and whether gambling among college students is moderated by parenting style and/or the family environment. I am also part of a multi-state research group that investigated the psychological and economics factors related to saving.
My research interests include urban land use, housing and real estate markets, as well as issues related to school quality, and the economics of poverty. Specifically, my research falls under three themes: (a) research on real property (housing) valuation and the marketing process for houses; (b) the impact of changes in house prices on household economic behaviors, including studies of the reasons for the gap in homeownership rates between immigrants and other groups, the determinants of the time to first homeownership, housing uncertainties and formation of time preferences, and; (c) research on school quality that includes local government finance, school performance, and a focus on understanding which of the factors that affect school quality also affect house prices. Housing and school quality are at the forefront of the concerns of urban and other communities. Understanding these areas is a key to effective policy, development, and marketing. My research has been published in journals including Real Estate Economics, Journal of Housing Economics, Journal of Real Estate Finance and Economics, Journal of Real Estate Research, Southern Economic Journal, Journal of Housing and the Built Environment, Urban Studies, Financial Decisions, and Urban Education among others. My continuing research extends into international transitional economy…