Hudson, C., Young, J., Anong, S., Hudson, E., & Davis, E. (2017). African American Financial Socialization. The Review of Black Political Economy, 1-18.

Chalise, L., & Anong, S. (2017). Spending Behavior Change and Financial Distress During the Great Recession. Journal of Financial Counseling and Planning, 28, 49.

Beale, E. M., & Cude, B. J. (2017). College student attitudes toward debt. International Journal of Undergraduate Student Research and Creative Activities, 9(5). Retrieved from

Woodyard, A. S., Robb, C. A., Babiarz, P. D., & Jung, J. (2017). Knowledge and practice: Implications for cash and credit management behaviors. Family and Consumer Sciences Research Journal.

Grable, J. E., West, C., Leitz, L., Rehl, K., Moor, C., Hernandez, M., & Bradley, S. (2017). Enhancing financial confidence among widows: The role of financial professionals. Journal of Financial Planning, 30, 40-46.

Park, N., Heo, W., Ruiz-Menjivar, J., & Grable, J. E. (2017). Financial hardship, social support, and perceived stress. Journal of Financial Counseling and Planning, 28, 1-11.

Woodyard, A. S., & Robb, C. A. (2017). Consideration of financial satisfaction: What consumers know, feel and do from a financial perspective. Journal of Financial Therapy.

Hudson, C., Heo, W. J., Park, H., & Palmer, L. (2017). Employees' financial behaviors following the 2007-2009 financial crisis. Financial Services Review, 26(2), 1-18.

Heo, W., Nobre, L. H., Grable, J. E., & Ruiz-Menjivar, J. (2016). What role does financial risk tolerance play in mediating investing behavior? Journal of Financial Service Professionals.

Heo, W., Grable, J. E., O’Neill, B. (2016). Wealth accumulation inequality: Does investment risk tolerance and equity ownership drive wealth accumulation? Social Indicators Research. doi 10.1007/s11205-016-1359-5

Heo, W., Grable, J. E., Nobre, L., & Ruiz-Menjivar, J. (2016). An estimate of the mediation effect of risk tolerance between marital status and investing behavior. International Journal of Home Ecology, 17(1), 1-16.

Nobre, L. H. N., Grable, J. E., da Silva, W. V., & da Veiga, C. P. (2016). A cross cultural test of financial risk tolerance attitudes: Brazilian and American similarities and differences. International Journal of Economics and Financial Issues, 6, 314-322.

Kuzniak, S., Rabbani, A., Heo, W., Ruiz-Menjivar, J., & Grable, J. E. (2015). The Grable and Lytton risk tolerance scale: A 15-year retrospective. Financial Services Review, 24, 177-192.

Sabia, J. J., & Nielsen, R. B. (2015). Minimum wages, poverty, and material hardship: New evidence from the SIPP. Review of Economics of the Household, 13(1), 95-134. doi:10.1007/s11150-012-9171-8

Barton, A., Futris, T., & Nielsen, R. B. (2015). Linking financial distress to marital quality: The intermediary roles of demand/withdraw and spousal gratitude expressions. Personal Relationships, 22(3), 536-549. doi:10.1111/pere.12094

Barton, A., Futris, T. O., & Nielsen, R. B. (2014). With a little help from our friends: Couple social integration in marriage. Journal of Family Psychology, 28(6), 986-991.

Chatterjee, S. (2013). Borrowing decisions of credit constrained consumers and the role of financial literacy. Economics Bulletin, 33(1), 179-191.

Kim, J., & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. Journal of Financial Counseling and Planning, 24(1), 61-79.

Seay, M. C., Carswell, A. T., Nielsen, R. B., & Palmer, L. (2013). Rental real estate ownership prior to the Great Recession. Family & Consumer Sciences Research Journal, 41(4), 363-374.

Woodyard, A. S., & Grable, J. E. (2013). Doing good and feeling well: An exploration of the relationship between charitable activity and perceived personal wellness. Voluntas: International Journal of Voluntary and Nonprofit Organizations, 24(2). doi: 10.1007/s11266-013-9382-5

Chatterjee, S., Salter, J., & Harness, N. (2012). Annuitization decisions of retirees: The role of risk aversion and financial advice. Review of Economic & Business Studies, 9(1), 35-51.

Chatterjee, S., Palmer, L., & Goetz, J. (2012). Individual wealth accumulation: Why does dining together as a family matter? Applied Economics Research Bulletin, 8(1), 1-22.

Cho, S., Kim, J., Gutter, M., & Mauldin, T. (2012). The effect of socialization and information source on financial management behaviors among low and moderate income households. Family and Consumer Sciences Research Journal, 40(4), 417-430.

Hanna, S. D., Yuh, Y., & Chatterjee, S. (2012). The increasing financial obligations burden of U.S. households: Who is affected?  International Journal of Consumer Studies, 36(5), 588–594.

Kim, E. J., Hanna, S. D., Chatterjee, S., & Lindamood, S. (2012). Who among the elderly own stocks? The role of cognitive ability and bequest motive. Journal of Family and Economic Issues, 33(3), 338-352.

Kim, J., Chatterjee, S., & Kim, J. E. (2012). Debt burden of young adults in the United States. Journal of Financial Counseling and Planning, 23(2), 55-67.

Kim, J., Chatterjee, S., & Cho, S. (2012). Asset ownership of new Asian immigrants in the United States.  Journal of Family and Economic Issues, 33(2), 215-226.

Futris, T. G., Nielsen, R. B., & Barton, A. (2011). Financial management and relationship skills education: Gauging consumer interest and delivery preferences. Journal of Extension, 49(4), 4FEA10. Available at

Chatterjee, S., & Nielsen, R. B. (2011). Employer-provided health insurance coverage: A comparison of employed native-born and immigrant Americans. Family & Consumer Sciences Research Journal, 40(1), 15-27.

Chatterjee, S., & Kim, J. (2011). Asset ownership of recent immigrants: An examination of nativity and socioeconomic factors. Migration Letters, 8(2), 141-152.

Chatterjee, S., Finke, M., & Harness, N. (2011). The impact of self-efficacy on wealth accumulation and portfolio choice. Applied Economics Letters, 18(7), 627-631.

Chatterjee, S., & Zahirovic-Herbert, V. (2011). Homeownership and housing equity: An examination of native-immigrant differences in housing wealth. International Advances in Economic Research, 17(2), 211-223.

Chatterjee, S., Salter, J. R., & Harness, N. J. (2011). Financial confidence among retirees: The role of financial advice and planning duration. Economics Bulletin, 31(1), 315-324.

Nielsen, R. B. (2011). A retrospective pretest-posttest evaluation of a one-time personal finance training. Journal of Extension, 49(1), 1FEA4. Available at

Mauldin, T. A., Mimura, Y., Kabaci, M. J., Koonce, J. C.Rupured, M., & Jordan, J. W. (2011). Does parents’ marital status relate to family communication about money? Journal of Youth Development, 6(1), 30-42.

Goetz, J., Cude, B., Nielsen, R. B., Chatterjee, S., & Mimura, Y. (2011). College-based personal finance education: Student interest in three delivery methods. Journal of Financial Counseling and Planning, 22(1), 27-42.

Salter, J., Harness, N., & Chatterjee, S. (2011). How retirees pay for current healthcare and future long-term care expenses. Journal of Financial Service Professionals, 65(1), 88-93.

Chatterjee, S., Pimentel, L. G., & Turner, P. (2010). Financial education and consumers' willingness to change behavior. Journal of Investment Management and Financial Innovations, 7(3), 73-81.

Mauldin, T., Mimura, Y., Kabaci, M., Koonce, J.,  Rupured, M., & Jordan, J. (2010). Does parents’ marital status relate to financial communication about money? Journal of Youth Development, 6(1), 30-42.

Nielsen, R. B., Garasky, S. B., & Chatterjee, S. (2010). Food insecurity and out-of-pocket medical expenditures: Competing basic needs? Family & Consumer Sciences Research Journal, 39(2), 138-152.

Nielsen, R. B. (2010). Assessing financial wellness via computer-assisted telephone interviews. Journal of Financial Counseling and Planning, 21(2), 13-26.

Roszkowski, M., & Goetz, J. (2010). The relationship between salary and perceived financial comfort among graduates of a developmental education program. Research and Teaching in Developmental Education, 26(1), 10-15.

Worthy, S. L., Jonkman, J. N., & Blinn-Pike, L. (2010). Sensation-seeking, risk-taking, and problematic financial behaviors of college students. Journal of Family and Economic Issues, 31(2), 161-170.

Carswell, A. T. (2009). Does housing counseling change consumer financial behaviors? Evidence from Philadelphia. Journal of Family and Economic Issues, 30(4), 339-356.

Thiagarajan, P., Lueg, J. E., Ponder, N., Worthy, S. L., & Taylor, R. D. (2009). The effects of role strain on the consumer decision process for groceries in single parent households. Journal of Retailing and Consumer Services, 16(3), 207-215.

Chatterjee, S., Pimentel, L. G., & Turner, P. (2010). Financial education and consumers’ willingness to change behavior.  Journal of Investment Management and Financial Innovations, 7(3), 73-81.

Linnenbrink, M., Koonce, J., Mauldin, T., Rupured, M., & Schlanger, K. (2008). The Earned Income Tax Credit: Experiences from and implications of the Voluntary Income Tax Assistance program in Georgia.  Journal of Extension, 46(1). Available at

Nielsen, R. B., & Garasky, S. B. (2008). Health insurance stability and health status: Do family-level coverage patterns matter? Journal of Family Issues, 29(11), 1471-1491.

Garasky, S., Nielsen, R. B., & Fletcher, C. N. (2008). Consumer finances of low-income families: Looking beyond income and earnings. In J. Xiao (Ed.), Handbook of Consumer Finance Research. New York: Springer.

DeVaney, S. A., & Anong, S. T. (2007). Likelihood of having employer-sponsored health insurance. U.S. Bureau of Labor Statistics, Compensation and Working Conditions.  

Loibl, C., Hira, K., & Rupured, M. (2006).  First-time vs. repeat filers: The likelihood of completing a Chapter 13 bankruptcy repayment plan.  Financial Counseling and Planning, 17(1), 23-33.


Worthy, S.L., Murray, D., Koonce, J., Palmer, L., Gibson, S., & Stoneman, Z. Cooperative Agreement to Support Navigators in Federally-Facilitated and State Partnership Exchanges. Georgia’s Health Matters: Assisting Georgia Consumers and Small Businesses in Navigating QHP. U.S. Department of Health and Human Services. 08/15/2013 - 08/14/2014. $1,657,378.

Palmer, L., Goetz, J. W.Koonce, J., Gibson, S., Chatterjee, S., Rupured, M., & Hudson, C. Immediate and Long-term Strategies for Bringing Financial Planning to Underserved Populations Through Experiential Learning and Student Recruitment. USDA Challenge Grant. 08/01/2009 - 07/31/2013. $280,673.

Anong, S., & Zahirovic-Herbert, V. Financial and housing training program: Project to Support the Resident Educational Prosperity Zone Initiative. Griffin Public Housing Authority. 2012. $40,000.

Nielsen, R. B., & Futris, T. G. Healthy families, healthy finances: A joint proposal to investigate relationship dynamics and financial decision making among couples. University of Georgia Research Foundation, University of Georgia College of Family and Consumer Sciences, and University of Georgia FACS Cooperative Extension. 01/01/2007- 12/31/2007. $12,000.

Nielsen, R. B., & Rupured, M. Personal finance training for Georgia high school teachers. Athens, GA: National Council on Economic Education. 01/01/2007 - 09/07/2007. $13,645.

Nielsen, R. B., & Atiles, J. H. My Medicare Matters in Georgia. Athens, GA: National Council on the Aging, Access to Benefits Coalition, and AstraZeneca Pharmaceuticals. 11/01/2007 - 12/31/2007. $99,176.