Kim, J., Chatterjee, S., Young, J., & Moon, U. J. (2017). The cost of access: Racial disparities in student loan burdens of young adults. College Student Journal: a journal pertaining to college students, 51(1), 99-114.

*Koonce, J., Scarrow, A., & Palmer, L.  (2016).  Volunteer income tax assistance (VITA): A community coalition for financial education and asset building.  Journal of Extension, 54(2),

Heo, W., Nobre, L. H., Grable, J. E., & Ruiz-Menjivar, J. (2016). What role does financial risk tolerance play in mediating investing behavior? Journal of Financial Service Professionals.

Heo, W., Grable, J. E., O’Neill, B. (2016). Wealth accumulation inequality: Does investment risk tolerance and equity ownership drive wealth accumulation? Social Indicators Research. doi 10.1007/s11205-016-1359-5

Heo, W., Grable, J. E., Nobre, L., & Ruiz-Menjivar, J. (2016). An estimate of the mediation effect of risk tolerance between marital status and investing behavior. International Journal of Home Ecology, 17(1), 1-16.

Nobre, L. H. N., Grable, J. E., da Silva, W. V., & da Veiga, C. P. (2016). A cross cultural test of financial risk tolerance attitudes: Brazilian and American similarities and differences. International Journal of Economics and Financial Issues, 6, 314-322.

Kuzniak, S., Rabbani, A., Heo, W., Ruiz-Menjivar, J., & Grable, J. E. (2015). The Grable and Lytton risk tolerance scale: A 15-year retrospective. Financial Services Review, 24, 177-192.

Kunovskaya, I. A., Cude, B. J., & Koonce, J. (2013). Money managing practices in transition economies: How findings from financial literacy surveys may inform home economics educators. International Journal of Home Economics, 6(1).

Nicolini, G., Cude, B. J., & Chatterjee, S. (2013). Financial literacy: A comparative study across four countries. International Journal of Consumer Studies, 1-17. doi: 10.1111/ijcs.12050.

Britt, S., & Goetz, J. (2012). Financial Education Program Partnerships. In D. C. Durband & S. Britt (Eds.), Student Financial Literacy: Campus-Based Program Development. New York: Springer.

Cude, B., & Kabaci, M. J. (2012). Financial education for college students. In D. Lambdin (Ed.), Financial Decisions Across the Lifespan: Problems, Programs, and Prospects. New York: Springer.

Goetz, J., & Palmer, L. (2012). Content and Delivery in Financial Education Programs. In D. C. Durband & S. Britt (Eds.), Student Financial Literacy: Campus-Based Program Development. New York: Springer.

Joo, S., & Chatterjee, S. (2012). Research opportunities within campus based financial education programs. In D. C. Durband & S. Britt (Eds.), Student Financial Literacy: Program Development. New York: Springer.

Robb, C. A., Babiarz, P., & Woodyard, A. (2012). The demand for financial professionals’ advice: The role of financial knowledge, satisfaction, and confidence. Financial Services Review, 21(4), 291-305.

Sohn, S., Joo, S-H., Grable, J. E., Lee, S., & Kim, M. (2012). Adolescents’ financial literacy: The role of financial socialization agents, financial experiences, and money attitudes in shaping financial literacy among South Korean youth. Journal of Adolescence, 35, 969-980.

Goetz, J., Nielsen, R. B., Cude, B., Chatterjee, S., & Mimura, Y. (2011). College based personal finance education: Student interest in three delivery methods. Journal of Financial Counseling and Planning, 22(1), 27-42.

Palmer, L., Bliss, D., Goetz, J., & Moorman, D. (2010). Helping undergraduates discover the value of a dollar through self-monitoring. American Journal of Business Education, 3(7), 103-108.

Palmer, L., Goetz, G., & Chatterjee, S. (2009). Service-learning for financial planning students: For now and for years to come. Financial Services Review, 18(3), 157-175.

Goetz, J., Mimura, Y., Mehta, M., & Cude, B. (2008). HOPE or no-HOPE: Merit-based college scholarship status and financial behaviors among college students. Financial Counseling and Planning Education, 19(1), 12-19.

Koonce, J., Mimura, Y., Rupured, M., & Mauldin, T. (2008). Financial information:  Is it related to savings and investing knowledge and financial behavior?  Financial Counseling and Planning, 19(2), 3-13.

Linnenbrink, M., Koonce, J., Mauldin, T., Rupured, M., & Schlanger, K. (2008). The earned income tax credit: Experiences from and implications of the Voluntary Income Tax Assistance Program in Georgia. Journal of Extension, 46(1).


Koonce, J. Multistate Extension Education and Outreach on the Marketplace Exchanges of the Affordable Care Act. U.S. Department of Agriculture. 09/01/2013 - 08/31/2014. $1,250,000.

Palmer, L., & Koonce, J. A Statewide Service-Learning Based Coalition to Reach Georgia’s Underserved Population. Internal Revenue Service. 07/01/2012 - 06/2013. $27,600.

Anong, S. Peer Financial Counseling for UGA Griffin students. UGA Parent and Families Association. 2012. $5,000

Rupured, M.Koonce, J., & Anong, S. A Partnership for Rebuilding Credit and Enhancing Access to Capital for Small Businesses and Entrepreneurs. Small Business Development Grant. 04/2011 - 08/2012. $124,960.

Griffith, L., & Rupured, M. Sharing OurSelves (SOS) for America’s Future Service Learning Project. Submitted to the State Farm Youth Advisory Board. 2010. $75,000

Johnson, L., Carswell, A. T., Palmer, L., Leonas, K. K., Moss, J. K., Mauldin, T., Mullis, R. M., & Bower, D. Life Skills Literacy: Designing an Intervention for Families with Limited Resources. Department of Family and Children Services. 01/2007 - 12/2009. $15,000.

Rupured, M., Koonce, J., & Anong, S. Family and Consumer Sciences Extension and Small Business Development Centers: A Partnership for Rebuilding Credit and Enhancing Access to Capital for Small Businesses and Entrepreneurs. Submitted to UGA SBDC as part of federal proposal. 2009. $124,960

Vaughn, B., & Koonce, J. Georgia’s College Goal Sunday Program. Lumina Foundation. 01/01/2007 - 12/31/2009. $125,600.

Nielsen, R., & Rupured, M. Personal Finance Training for Georgia High School Teachers. National Council on Economic Education. 2006. $13,645.

Rupured, M., & Turner, P. Financial Literacy and Homebuyer Education. Georgia Department of Community Affairs. 2006, $5,000.

Rupured, M. Consumer Financial Literacy Program for Southwest Georgia Housing Development Corporation. USDA Rural Development Rural Community Development Initiative. 07/2004. $400,000.

Rupured, M., & Howard, L. Consumer Financial Literacy Program, Dalton-Whitfield. Dalton-Whitfield City-County Government. 07/2004. $28,330.

Rupured, M. Consumer Financial Literacy Program. Georgia Governor’s Office of Consumer Affairs. 07/1/2004 - 06/30/2005. $500,000; 07/1/2002 - 06/30/2004. $500,000; 07/1/2002 - 06/30/2003. $279,000.