Sabia, J. J., & Nielsen, R. B. (2015). Minimum wages, poverty, and material hardship: New evidence from the SIPP. Review of Economics of the Household, 13(1), 95-134. doi:10.1007/s11150-012-9171-8

Seay, M. C., Carswell, A. T.Nielsen, R. B., & Palmer, L. (2013). Rental real estate ownership prior to the Great Recession. Family & Consumer Sciences Research Journal, 41(4), 363-374.

Turner, P. (2012). First-time home buyer. In Andrew T. Carswell (Ed.) The Encyclopedia of Housing, Second Edition. Thousand Oaks, CA: SAGE Publications, Inc. Available at

Chatterjee, S., & Zahirovic-Herbert, V. (2011). Homeownership and housing equity: An examination of native-immigrant differences in housing wealth. International Advances in Economic Research, 17(2), 211-223.

Jordan, J., Anil, B., & Zahirovic-Herbert, V. (2011). Housing uncertainty and childhood impatience. Urban Education46(5), 1169-1187.

Carswell, A. T. (2009). Does housing counseling change consumer financial behaviors? Evidence from Philadelphia. Journal of Family and Economic Issues30(4), 339-356.

Carswell, A. T., James, R. N., III, & Mimura, Y. (2009).  Examining the connection between housing counseling practices and long-term neighborhood and housing satisfaction.  Journal of the Community Development Society, 40(1), 37-53. [Note: this journal has since been renamed “Community Development”]

Carswell, A. T. (2006). Determining satisfaction outcomes for counseled first-time home buyers. Housing and Society33(1), 49-60.


Chatterjee, S., & Zahirovic-Herbert, V. The race to the top begins at home: Investments in education and home stability. Family and Consumer Sciences Faculty Research Grant. 01/2009 - 12/2009. $1500

Chatterjee, S., Turner, P., & Green, L. Examination of the effectiveness of pre-purchase homebuyer education. Consumer Credit Counseling Service, Atlanta. 04/2008 -  04/2009. $1000.

Jordan, J., Zahirovic-Herbert, V.Chatterjee, S., & Anil, B. Why do dropouts happen? Exploring education, homeownership, and poverty. University of Georgia Research Foundation Poverty Grant. 11/2007 - 12/2008. $19,321.

Rupured, M., & Turner, P. Financial Literacy and Homebuyer Education. Georgia Department of Community Affairs. 2006. $5,000.

Rupured, M. Consumer Financial Literacy Program for Southwest Georgia Housing Development Corporation. USDA Rural Development Rural Community Development Initiative. 07/01/2004. $400,000.

Rupured, M., & Howard, L. Consumer Financial Literacy Program, Dalton-Whitfield. Dalton-Whitfield City-County Government. 07/01/2004. $28,330.

Rupured, M. Consumer Financial Literacy Program. Georgia Governor’s Office of Consumer Affairs. 07/1/2004 - 06/30/2005. $500,000; 07/1/2002 -  06/30/2004. $500,000; 07/1/2002 - 06/30/2003. $279,000.