Kristin J. Short

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Ph.D. Student

262 Dawson Hall
305 Sanford Dr.
Athens, GA 30602



Degree Field of Study Institution Graduation
M.S.Ed. Higher Education and Student Affairs Baylor University May 2015


My research interests include financial education, financial literacy, and financial stress among graduate students.  Alarmingly high graduate student attrition rates are attributed in large part to financial stress among this unique population.  I am interested in identifying root issues in financial stress among graduate students and developing financial education opportunities to empower graduate students toward the completion of their degrees.  I am also interested in financial behavior and stress surrounding student loans, specifically in student loan repayment selection following graduation.

Current Research

My current research focuses on determinants of and interventions for financial stress among graduate students. Currently I am working with a data sample collected from graduate students at the University of Georgia through my graduate assistantship with the Graduate Financial Education Program within the UGA Graduate School.


Graduate Financial Education Program: Develop financial education curriculum and present to graduate students at the University of Georgia. Topics include:

  • Budgeting
  • Credit & Credit Cards
  • Taxes
  • Student Loans
  • Employee Benefits

Invited Talks:

  • Short, K. J. (July 2018). “Foundations for Your Financial Future”. Pre-Collegiate Summer Institute (PCSI). College of Public Health, University of Georgia, Athens, GA.
  • Short, K. J. & Carney, D. (June 2018). “Money 411: For the 911”. Public Safety Wellness Program. Police Department, University of Georgia, Athens, GA.
  • Short, K. J. (November 2017). “Adulting 101”. Honors Program Student Council. Honors Program, University of Georgia, Athens, GA.


Award Name Awarded By Year Awarded
Foundation Scholarship Family and Consumer Sciences 2018
Virginia Wilbanks Kilgore Scholarship Family and Consumer Sciences 2017
Foundation Scholarship Family and Consumer Sciences 2017
New Professional of the Year Division of Student Affairs 2016

Journal Articles

Short, K. J., Goetz, J. W., Cude, B. J., Sperling, L., Welch-Devine, M., & Chatterjee, S. (in press). A case for graduate student financial education. College Student Journal.

Advisory Committee

Dr. Joseph Goetz (Chair)

Dr. Brenda Cude

Dr. Swarn Chatterjee