Swarn Chatterjee, Ph.D.

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Associate Professor, Graduate Coordinator

Address:
106 Financial Planning Research Center (House B)
407 Sanford Dr.
Athens, GA 30602

E-Mail:

workOffice Phone: 706-542-4722

Fax: 706-583-0313

Education

Degree Field of Study Institution Graduation
Ph.D. Consumer Economics, Concentration: Personal Financial Planning Texas Tech University 2007

Research

My research focuses on three primary areas: Performance evaluation across different stages of the financial planning process; Examination of the association between financial well-being, welfare dependency, and health among underserved populations; and Identification of factors that improve financial decision making among transitioning young adults and the elderly households.

Current Research

My current research in progress includes: Measuring the value of financial advice across the different stages of the financial planning process; examining factors that are associated with greater financial resiliency among households recovering from an adverse financial event; and determining the association between household financial decision making and their food insecurity as well as food purchase behavior.

Teaching

Survey of Financial Planning (FHCE 3250)

Computer Applications in Financial Planning (FHCE 3260)

Family savings and Investments (FHCE 4200 & FHCE 6200)

Family Portfolio Management (FHCE 4205 & FHCE 6205)

Behavioral Economics & Financial Planning for Families (FHCE 4270 & FHCE 6270)

Research Methods II (FHCE 8050)

Awards

Award Name Awarded By Year Awarded
NEFE Best Paper Award- ACCI Annual Conference American Council on Consumer Interests 2017
Highly Commended Article Award- International Journal of Housing Markets and Analysis Emerald Publications 2017
Early Career Faculty Research Award College of Family and Consumer Sciences 2016
Mid-Career Fellow American Council on Consumer Interests 2015
Best Journal Article-Journal of Financial Counseling and Planning Association for Financial Counseling, Planning, & Education 2013
Best Published Paper-Family and Consumer Sciences Research Journal American Association for Family and Consumer Sciences 2013
Outstanding AFCPE Conference Paper Association for Financial Counseling, Planning, & Education 2012
Best Published Paper-Family and Consumer Sciences Research Journal American Association for Family and Consumer Sciences 2012

Editorial Appointments

Position Name of Journal Year(s)
Associate Editor Journal of Financial Counseling and Planning 2017-present
Editorial Review Board Journal of Financial Planning 2015-present

Service

Organization Title Year(s) Service Type
Academy of Financial Services Board Member 2015-Present
American Council on Consumer Interests Treasurer 2013-2017

Publications

Fan, L. & Chatterjee, S. (Accepted). Borrowing decisions of households: An examination of the information search process. Journal of Financial Counseling and Planning.

Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (Accepted). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance

Chang, Y., Kim, J., & Chatterjee, S. (Accepted). The association between consumer competency and SNAP participation on food insecurity. Journal of Nutrition Education and Behavior.

Pak, T. -Y., & Chatterjee, S. (2016). Aging, overconfidence, and portfolio choice. Journal of Behavioral and Experimental Finance, 12, 112-122. doi:10.1016/j.jbef.2016.10.003

Chang, Y., Chatterjee, S., & Kim, J. (2016). Financial Strain and Participation in the Supplemental Nutrition Assistance Program. Journal of Policy Practice, 1-26. doi:10.1080/15588742.2016.1222924

Zahirovic-Herbert, V., Gibler, K. M., & Chatterjee, S. (2016). Financial literacy, risky mortgages, and delinquency in the US during the financial crisis. International Journal of Housing Markets and Analysis, 9(2), 164-189. doi:10.1108/IJHMA-12-2014-0060

Chatterjee, S.., & Hubble, A. (2016). Day-of-the-week effect in Biotechnology Stocks — Do Policy Changes Aand Economic Cycles Matter?. Annals of Financial Economics, 11(02), 1650008. doi:10.1142/S2010495216500081

Pak, T., & Chatterjee, S. (2016). Savings Decisions of American Households: The Roles of Financial Literacy and Financial Practice. Economics Bulletin, 36(3), 1486-1496.

Grable, J. E., & Chatterjee, S. (2016). Sequence of returns risk before retirement. Journal of Financial Service Professionals, 70(1), 16-19.

Palmer, L., Bhargava, V., Chatterjee, S., & Stebbins, R. (2015). Net worth parity post-bankruptcy: Policy considerations for investments in human capital. Business and Bankruptcy Law Journal, 3(1).

Chang, Y., Chatterjee, S., & Kim, J. (2014). Household finance and food insecurity. Journal of Family and Economics Issues, 1-17. Doi: 10.1007/s10834-013-9382-z

Xiao, J., Chatterjee, S., & Kim, J. (2014). Factors associated with financial independence of young adults. International Journal of Consumer Studies, 38(4), 394-403.

Grable, J., & Chatterjee, S. (2014). The Sharpe ratio and negative excess returns: The problem and solution. Journal of Financial Service Professionals, 68(3), 12-13.

Harness, N., Chatterjee, S., & Salter, J. (2014). Financial planning for the middle market. Journal of Financial Planning, 27(4), 48-54.

Chatterjee, S., & Zahirovic-Herbert, V. (2014). A road to assimilation: Immigrants and financial markets. Journal of Economics and Finance, 38(2), 345-358.

Goetz, J., Chatterjee, S., & Cude, B. (2014). Suitability versus fiduciary standard: The perceived impacts of changing one’s standard of care. Journal of Financial Planning, 27(2), 20-23

Chatterjee, S. & Palmer, L. (2013). Characteristics, Uses, & Taxation of Investment Vehicles. In C.Chaffin (Ed.), Financial Planning Competency Handbook (Chapter 24). John Wiley & Sons.

Heo, W., Grable, J.E., & Chatterjee, S. (2013). Life insurance consumption as a function of wealth change. Financial Services Review, 22(4), 389-404.

Nicolini, G., Cude, B., & Chatterjee, S. (2013). Financial Literacy: A Comparative Study Across Four Countries. International Journal of Consumer Studies, 37(6), 689-705.

Fang, M.C., Hanna, S., & Chatterjee, S. (2013). The impact of immigrant status and racial-ethnic group on differences in response to a risk aversion measure. Journal of Financial Counseling & Planning, 24(2), 63-76 .

Kim, J. & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. Journal of Financial Counseling and Planning, 24(1), 61-79.

Hanna, S.D., Yuh, Y., & Chatterjee, S. (2012). The increasing financial obligations burden of U.S. households: Who is affected?  International Journal of Consumer Studies, 36 (5), 588–594

Chatterjee, S., Salter, J., & Harness, N. (2012). Annuitization decisions of retirees: The role of risk aversion and financial advice. Review of Economic and Business Studies, 5(1), 35-51.

Kim, J., Chatterjee, S., & Kim, J.E. (2012). Debt burden of young adults in the United States. Journal of Financial Counseling and Planning, 23(2), 55-67.

Zahirovic-Herbert, V. & Chatterjee, S. (2012). In search of value: How subdivision names influence house prices and marketing duration. Housing and Society, 39(1), 51-76.

Kim, E.J., Hanna, S.D., Chatterjee, S., & Lindamood, S. (2012). Who among the elderly own stocks? The role of cognitive ability and bequest motive. Journal of Family and Economic Issues, 33(3), 338-352.

Chatterjee, S., Palmer, L., & Goetz, J. (2012). Individual wealth accumulation: Why does dining together as a family matter? Applied Economics Research Bulletin, 8(1), 1-22.

Kim, J., Chatterjee, S., & Cho, S. (2012). Asset ownership of new Asian immigrants in the United States. Journal of Family and Economic Issues, 33(2), 215-226.

Joo, S. & Chatterjee, S. (2012). Research Opportunities within Campus Based Financial Education programs. In D. C. Durband & S. Britt (Eds.), Student Financial Literacy: Program Development. Springer.

Kim, J., Choi, S., Chatterjee, S., & Kim, H. (2012). The motivation for intergenerational time and financial Transfers. Family and Consumer Sciences Research Journal, 40(4), 373-397.

Zahirovic-Herbert, V. & Chatterjee, S. (2012). Historic preservation and residential property values: Evidence from quantile regression. Urban Studies, 49(2), 369-382.

Chatterjee, S. & Nielsen, R.B. (2011). Employer-provided health insurance coverage: A comparison of employed native-born and immigrant Americans. Family and Consumer Sciences Research Journal, 40(1), 15-27.

 Chatterjee, S. & Kim, J. (2011). Asset ownership of recent immigrants: An examination of nativity and socioeconomic factors. Migration Letters, 8(2), 141-152.

Goetz, J., Nielsen, R.B., Cude, B., Chatterjee, S., & Mimura, Y. (2011). College based personal finance education: Student interest in three delivery methods. Journal of Financial Counseling and Planning, 22(1), 27-42.

Chatterjee, S., Finke, M., & Harness, N. (2011) The impact of self-efficacy on wealth accumulation and portfolio choice. Applied Economics Letters, 18(7), 627-631.

Zahirovic-Herbert, V. & Chatterjee, S. (2011) What is the value of a name? Conspicuous consumption and house prices. Journal of Real Estate Research, 33(1), 105-125. 

Salter, J., Harness, N., & Chatterjee, S. (2011). The value of financial advisors to retirees. Journal of Financial Service Professionals, 65(3), 60-68.

Chatterjee, S. & Zahirovic-Herbert, V. (2011). Homeownership and housing equity: An examination of native-immigrant differences in housing wealth. International Advances in Economic Research, 17(2), 211-223.

Chatterjee, S., Salter, J.R., Harness, N.J. (2011). Financial confidence among retirees: The role of financial advice and planning duration. Economics Bulletin, 31(1), 315-324.

Chatterjee, S., Palmer, L., & Goetz, J. (2011). Sustainable withdrawal rates of retirees: Is the recent economic crisis a cause for concern? International Journal of Economics and Finance, 3(1), 17-22.

Gilliam, J., Chatterjee, S., & Grable, J. (2010). Measuring the perception of financial risk tolerance: A tale of two measures. Journal of Financial Counseling and Planning, 21(2), 30-43.

Salter, J., Harness, N., & Chatterjee, S. (2011). How retirees pay for current health care and future long term care expenses. Journal of Financial Service Professionals, 65(1), 88-93.

Chatterjee, S. & Zahirovic-Herbert, V. (2010). Retirement planning of younger baby-boomers: Who wants financial advice? Financial Decisions, 22(2), 1-12.

Nielsen, R., Garasky, S., & Chatterjee, S. (2010). Food insecurity and out-of-pocket medical expenditures: Competing basic needs? Family and Consumer Sciences Research Journal, 39(2), 137-151.

Chatterjee, S. & Nielsen, R.B. (2010). Health insurance participation: The role of cognitive ability and risk aversion. Theoretical and Applied Economics, 17 (11), 103-112.

Salter, J., Harness, N., & Chatterjee, S. (2010). Utilization of financial advisors by affluent retirees. Financial Services Review, 19(3), 245-263.

Chatterjee, S., Pimentel-Green, L., & Turner, P.R. (2010). Financial education and consumers’ willingness to change behavior. Investment Management and Financial Innovations Journal, 7(3), 71-79.

Chatterjee, S. (2009). Health insurance coverage and the role of income uncertainty. Economics Bulletin, 29(2), 1256-1265.

Harness, N., Finke, M., & Chatterjee, S. (2009). The effect of capital accumulation ratio on wealth. Journal of Financial Counseling and Planning, 20(1), 44-57.

Palmer, L., Goetz, G. & Chatterjee, S. (2009). Service-Learning for Financial Planning Students: For now and for years to come. Financial Services Review, 18(3), 157-175.

Finke, M. & Chatterjee, S. (2008). Social Security: who wants private accounts? Financial Services Review, 17(4), 289-307.

Harness, N., Chatterjee, S., & Finke, M. (2008). Personal financial ratio analysis: A review of literature. Journal of Personal Finance, 6(2), 77-97.