The Love and Money Center offers Financial Literacy and Well-being Workshops on request.
UGA student groups, departments, and affiliated community members can choose from three core sessions (Budgeting Beyond the Spreadsheet, Money & Stress, and Money Mindset & Goals) or work with us on a tailored program built around their group's needs.
Workshops are led by our financial planning graduate assistant and blend practical financial education with insights from behavioral finance and financial therapy.
Our Financial Literacy and Well-being Workshops
Budgeting Beyond the Spreadsheet
Learn how to track where your money goes, choose a budgeting method that fits your life, and avoid the common mistakes that derail a budget. We'll also look at why budgets fail even when you know better, and you'll leave with a simple spending framework built around your own values. Learn more…
Topics we cover:
- Cash flow basics: income, fixed expenses, and variable expenses
- Common budgeting methods, including 50/30/20 and zero-based budgeting
- Common budgeting mistakes: unrealistic categories, irregular expenses, and no buffer
- Why budgets fail: avoidance, all-or-nothing thinking, and shame cycles
- A values-based spending framework you can use right away
Money & Stress
Understand the different types of debt, compare payoff strategies like avalanche and snowball, and decide where to start. We'll also explore how financial stress affects focus, well-being, and academic performance, and you'll leave with a clear first step. Learn more…
Topics we cover:
- Types of debt, including student loans and credit cards, and how they differ
- Debt payoff strategies: avalanche vs. snowball
- Deciding which debt to tackle first and why
- How financial stress affects academic performance, focus, and mental health
- How avoiding statements and balances can increase stress over time
- A simple framework for choosing a payoff approach and taking the first step
Money Mindset & Goals
Set realistic short- and long-term financial goals and learn how credit scores work, including how chasing a score can work against bigger goals like financial independence. We'll also look at the unspoken money "rules" that shape our decisions, and you'll leave with a goal plan that holds up. Learn more…
Topics we cover:
- Realistic goal-setting: short-term vs. long-term financial goals
- How credit scores work, and what builds or damages them
- When credit-building goals conflict with long-term independence
- Limiting beliefs and money "rules" we absorb without realizing
- A goal-setting exercise that checks short-term goals against long-term ones
Tailored Workshop
Need something specific to your group? We'll work with you to build a session around your members' needs, whether that's a particular topic, audience, or time frame.
Request a Tailored Workshop