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Patryk Babiarz

College of Family and Consumer Sciences

Financial Planning, Housing and Consumer Economics

Associate Professor


Degree Field of Study Institution Graduation
Ph.D. Family and Consumer Economics Purdue University 2009
M.S. Computer Science & Econometrics Cracow University of Economics 2001

Areas of Expertise

Personal finance, consumer economics, health economics.

Current Classes

FHCE 3150 Consumer Economics Theory

FHCE 5100/7100 Consumer Policy

FHCE 5150/7150 Consumer Analytics: Evidence-Based Policy

FHCE 8050 Research Methods in Financial Planning, Housing and Consumer Economics II

FHCE 8150 Theory of Households, Consumer Economics, and Financial Behavior II


  • Heydari Barardehi,  Ilyar, Patryk Babiarz, and Teresa Mauldin. “Child Support, Consumption, and Labor Supply Decisions of Single-Mother Families.” Journal of Family and Economic Issues 41, no. 3 (2020), 530-541. https://doi.org/10.1007/s10834-020-09690-z 

  • Fan, Lu, and Patryk Babiarz. “The Determinants of Subjective Financial Satisfaction and the Moderating Roles of Gender and Marital Status.” Family and Consumer Sciences Research Journal 47, no. 3 (2019): 237-259. https://doi.org/10.1111/fcsr.12297

  • Pak, Tae-Young, and Patryk Babiarz. “Asset Allocation of Two-Person Households under Different Longevity Expectations.” Journal of Consumer Affairs 53, no. 3 (2019): 1234-1254. https://doi.org/10.1111/joca.12225

  • Pak, Tae-Young, and Patryk Babiarz. "Does Cognitive Aging Affect Portfolio Choice?" Journal of Economic Psychology 66 (2018): 1-12. https://doi.org/10.1016/j.joep.2018.03.001

  • Babiarz, Patryk, and Tansel Yilmazer. "The Impact of Adverse Health Events on Consumption: Understanding the Mediating Effect of Income Transfers, Wealth and Health Insurance." Health Economics 26, no. 11 (2017): 1743–1758. https://doi.org/10.1002/hec.3496 

  • Woodyard, Ann, Cliff A. Robb, Patryk Babiarz, and Ji-Young Jung. " Knowledge and Practice: Implications for Cash and Credit Management Behaviors." Family and Consumer Sciences Research Journal 45, no. 3 (2017): 300-314. https://doi.org/10.1111/fcsr.12202

  • Carswell, Andrew T., and Patryk Babiarz. “Benefit-Cost Analysis and Optimization Modeling for a Seller/Builder Buydown Mortgage." Journal of Real Estate Practice and Education 19, no. 1 (2016). http://www.aresjournals.org/doi/abs/10.5555/1521-4842.19.1.87

  • Robb, Cliff A., Patryk Babiarz, Ann Woodyard, and Martin C. Seay. "Bounded Rationality and Use of Alternative Financial Services." Journal of Consumer Affairs 49, no. 2 (2015): 407-435. https://doi.org/10.1111/joca.12071

  • Yilmazer, Tansel, Patryk Babiarz, and Fen Liu. “The Impact of Diminished Housing Wealth on Health in the United States: Evidence from the Great Recession.” Social Science & Medicine 130 (2015): 234-241. https://doi.org/10.1016/j.socscimed.2015.02.028

  • Babiarz, Patryk, and Cliff A. Robb. "Financial Literacy and Emergency Savings." Journal of Family and Economic Issues 35, no. 1 (2014): 40-50. http://dx.doi.org/10.1007/s10834-013-9369-9

  • Babiarz, Patryk, Richard Widdows, and Tansel Yilmazer. "Borrowing to Cope with Adverse Health Events: Liquidity Constraints, Health Insurance, and Unsecured Debt." Health Economics 22, no. 10 (2013): 1177-1198. https://doi.org/10.1002/hec.2877

  • Robb, Cliff A., Patryk Babiarz, and Ann Woodyard. "The Demand for Financial Professionals' Advice: The Role of Financial Knowledge, Satisfaction, and Confidence." Financial Services Review 21, no. 4 (2012): 291-305. https://search.proquest.com/openview/845990047cefa1905140a240ddb225f4

  • Yilmazer, Tansel, Patryk Babiarz, and D. E. Kiss. "The Role of Lending Practices on the Foreclosure Crisis: Evidence from Indiana and Ohio." Family and Consumer Sciences Research Journal 40, no. 4 (2012): 398-416. https://doi.org/10.1111/j.1552-3934.2012.02119.x

  • Babiarz, Patryk, Cliff A. Robb, and Ann Woodyard. "Family Decision Making and Resource Protection Adequacy." Journal of Consumer Affairs 46, no. 1 (2012): 1-36. https://doi.org/10.1111/j.1745-6606.2012.01224.x

  • Babiarz, Patryk, and Tansel Yilmazer. "The Impact of College Financial Aid Rules on Household Portfolio Choice.National Tax Journal 62, no. 4 (2009): 635-655. https://dx.doi.org/10.17310/ntj.2009.4.03

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