College of Family and Consumer Sciences
204 Charles Schwab Financial Planning Center
407 Sanford Dr.
Athens, GA 30602
|Degree||Field of Study||Institution||Graduation|
|Ph.D.||Financial Planning||University of Georgia||Fall 2018|
|M.S.||Business Management||University of Florida||Fall 2007|
|B.S.||Political Science||Florida A&M University||Spring 2006|
My research focuses on financial socialization and well-being, financial planning pedagogy, and diversity, equity, and inclusion in the financial planning field.
Prior Professional Positions
|Organization||Title||Years of Service|
|University of Alabama||Assistant Professor||2019-2021|
|Award Name||Awarded By||Year Awarded|
|Sweaney Innovation Fund||College of Family and Consumer Sciences, University of Georgia||2022|
|Lilly Teaching Fellows||Center for Teaching and Learning, University of Georgia||2022|
|Nefe Research Grant||National Endowment for Financial Education||2021|
|Crenshaw Research Award||College of Human Environmental Sciences, University of Alabama||2021|
|Future Faculty Fellow||Center for Teaching and Learning, University of Georgia||2017|
|Endsley-Peifer Student Researcher Award||College of Family and Consumer Sciences, University of Georgia||2016|
|Dr. Betty Lane Graduate Scholarship||College of Family and Consumer Sciences, University of Georgia||2016|
|Graduate Assistantship Award||Financial Planning, Housing and Consumer Economics, University of Georgia||2016-2018|
|Graduate Assistantship Award||Graduate School, University of Georgia||2014-2016|
|Position||Name of Journal||Year(s)|
|Editorial Board Member||Journal of Consumer Affairs||2019 to Present|
FHCE 7250- Capstone in Financial Planning
Reiter, M., Qing, D., Anderson, N., & Watkins, K. (2022). The intersectionality of race and gender in financial planner use. Journal of Financial Therapy.
Choi, S. L., Harrell, E. R., & Watkins, K. (2022). The impact of the COVID-19 pandemic on business ownership across racial/ethnic groups and gender. Journal of Economics, Race, and Policy, 1-11. doi: https://doi.org/10.1007/s41996-022-00102-y
White Jr., K., Watkins, K., & McCoy, M. (2021). Resource management: Environmental sustainability across the financial literacy curriculum. Journal of Family and Consumer Sciences Education.
White Jr., K., Park, N., Watkins, K., McCoy, M, & Morris, J. (2021). The relationship between financial knowledge, financial management, and financial self-efficacy among African American students. Financial Services Review.
White, K. J., McCoy, M., Watkins, K., Chen, X., Koposko, J., & Mizuta, M. (2021). “We don’t talk about that”: exploring money conversations of Black, Hispanic, and White households. Family and Consumer Sciences Research Journal. DOI:10.1111/fcsr.12397
Muruthi, B. A., Watkins, K., McCoy, M., White Jr., K., McRell Stafford, A., Thomas, Jr., M., & Taiwo, A. (2021). "Save, even if it’s a penny”: Transnational financial socialization of Black immigrant women. Journal of Financial Therapy.
White Jr., K., Watkins, K., McCoy, M, & Muruthi, B. A., & Byram, J.L. (2020). How financial socialization messages relate to financial management, optimism and stress: Variations by race. Journal of Family and Economic Issues 38(3), 315-326.
Watkins, K., Osinubi, A., White, Jr., K., Williams, T., Thomas, Jr., M. & Grable, J.E. (2018). A comparative study of an abbreviated and extended youth financial education program. The Forum for Family and Consumer Issues. 22.
White, Jr., K., McCoy, M., & Watkins, K. (2018). Exploring the relationship between sustainability and personal finance practices. The Forum for Family and Consumer Issues. 22.
Fulk, M., Grable, J. E., Watkins, K., & Kruger, M. (2018). Who uses robo advisory services – and who does not? Financial Services Review 27(2), 173-188.
Fulk, M., Watkins, K., Kruger, M., & Grable, J. E. (2018) Who changes their financial planner? The Journal of Financial Planning. 31(8), 48-56.
Muruthi, B. A., Watkins, K., McCoy, M., Muruthi, J. R., & Kiprono, F. J. (2017). “I feel happy that I can be useful to others": Preliminary study of East African women and their remittance behavior. Journal of Family and Economic Issues 38(3), 315-326. doi: 10.1007/s10834-017-9533-8
Grable, J.E., & Watkins, K. (2016). Quantifying the value of collecting: Implications for financial advisers. Journal of Family and Economic Issues, 37(4),639-648. doi:10.1007/s10834-015-9471-2