201 Housing and Consumer Research Center (House C)
415 Sanford Dr.
Athens, GA 30602
workOffice Phone: 706-542-4722
|Degree||Field of Study||Institution||Graduation|
|Ph.D.||Consumer Economics, Concentration: Personal Financial Planning||Texas Tech University||2007|
My research focuses on three primary areas: Performance evaluation across different stages of the financial planning process; Examination of the association between financial well-being, welfare dependency, and health among underserved populations; and Identification of factors that improve financial decision making among transitioning young adults and the elderly households.
My current research in progress includes: Measuring the value of financial advice across the different stages of the financial planning process; examining factors that are associated with greater financial resiliency among households recovering from an adverse financial event; and determining the association between household financial decision making and their food insecurity as well as food purchase behavior.
Introduction to Personal Finance (FHCE 3200)
Computer Applications in Financial Planning (FHCE 3260)
Wealth Management I (FHCE 4200 & FHCE 6200)
Wealth Management II (FHCE 4205 & FHCE 6205)
Behavioral Economics & Financial Planning for Families (FHCE 4270 & FHCE 6270)
|Award Name||Awarded By||Year Awarded|
|June and Bill Flatt Outstanding Teacher of the Year||College of Family and Consumer Sciences||2018|
|NEFE Best Paper Award- ACCI Annual Conference||American Council on Consumer Interests||2017|
|Highly Commended Article Award- International Journal of Housing Markets and Analysis||Emerald Publications||2017|
|Early Career Faculty Research Award||College of Family and Consumer Sciences||2016|
|Mid-Career Fellow||American Council on Consumer Interests||2015|
|Best Journal Article-Journal of Financial Counseling and Planning||Association for Financial Counseling, Planning, & Education||2013|
|Best Published Paper-Family and Consumer Sciences Research Journal||American Association for Family and Consumer Sciences||2013|
|Outstanding AFCPE Conference Paper||Association for Financial Counseling, Planning, & Education||2012|
|Best Published Paper-Family and Consumer Sciences Research Journal||American Association for Family and Consumer Sciences||2012|
|Position||Name of Journal||Year(s)|
|Associate Editor||Journal of Financial Counseling and Planning||2017-present|
|Editorial Review Board||Journal of Financial Planning||2015-present|
|Academy of Financial Services||President||2018-2019|
|American Council on Consumer Interests||Treasurer||2013-2017|
Fan, L., & Chatterjee, S. (2019). Financial Socialization, Financial Education, and Student Loan Debt. Journal of Family and Economic Issues, 40(1), 74-85.
Ruf, B., Das, N., Chatterjee, S., & Sunder, A. (2019). Investments in ESG-Rated Mutual Funds: Is good better than great?. Journal of Wealth Management, 22(1), 56-61.
Robb, C. A., Chatterjee, S., Porto, N., & Cude, B. J. (2019). The Influence of Student Loan Debt on Financial Satisfaction. Journal of Family and Economic Issues, 40(1), 51-73.
Kim, J., & Chatterjee, S. (2019). Student Loans, Health, and Life Satisfaction of US Households: Evidence from a Panel Study. Journal of Family and Economic Issues, 40(1), 36-40.
Bhargava, V., Palmer, L., Chatterjee, S., & Stebbins, R. (2018). Supportive and mitigating factors associated with financial resiliency and distress. Financial Planning Review, 1 (3-4), e1023.
Fan, L. & Chatterjee, S. (2018). Application of situational stimuli for examining the effectiveness of financial education: A behavioral finance perspective. Journal of Behavioral and Experimental Finance, 17, 68-75.
Chatterjee, S., & Fan, L. (2017). Household demand for private long term care insurance: An exploratory note. Economics Bulletin, 37(3), 1975-1981.
Fan, L. & Chatterjee, S. (2017). Borrowing decisions of households: An examination of the information search process. Journal of Financial Counseling and Planning, 28(1), 95-106.
Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (2017). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance, 16(1), 66-77.
Chang, Y., Kim, J., & Chatterjee, S. (2017). The association between consumer competency and SNAP participation on food insecurity. Journal of Nutrition Education and Behavior, 49(8), 657-666.
Chang, Y., Chatterjee, S., & Kim, J. (2017). Financial Strain and Participation in the Supplemental Nutrition Assistance Program. Journal of Policy Practice, 16(3), 221-246.
Zahirovic-Herbert, V., Gibler, K. M., & Chatterjee, S. (2016). Financial literacy, risky mortgages, and delinquency in the US during the financial crisis. International Journal of Housing Markets and Analysis, 9(2), 164-189.
Pak, T. -Y., & Chatterjee, S. (2016). Aging, overconfidence, and portfolio choice. Journal of Behavioral and Experimental Finance, 12, 112-122.
Chatterjee, S.., & Hubble, A. (2016). Day-of-the-week effect in Biotechnology Stocks — Do Policy Changes Aand Economic Cycles Matter?. Annals of Financial Economics, 11(2), 1-17.
Pak, T., & Chatterjee, S. (2016). Savings Decisions of American Households: The Roles of Financial Literacy and Financial Practice. Economics Bulletin, 36(3), 1486-1496.
Palmer, L., Bhargava, V., Chatterjee, S., & Stebbins, R. (2015). Net worth parity post-bankruptcy: Policy considerations for investments in human capital. Business and Bankruptcy Law Journal, 3(1).
Chang, Y., Chatterjee, S., & Kim, J. (2014). Household finance and food insecurity. Journal of Family and Economics Issues, 35 (4), 499-515.
Grable, J. E., & Chatterjee, S. (2014). Reducing wealth volatility: The value of financial advice as measured by zeta. Journal of Financial Planning, 27(8), 45-51.
Xiao, J., Chatterjee, S., & Kim, J. (2014). Factors associated with financial independence of young adults. International Journal of Consumer Studies, 38(4), 394-403.
Harness, N., Chatterjee, S., & Salter, J. (2014). Financial planning for the middle market. Journal of Financial Planning, 27(4), 48-54.
Chatterjee, S., & Zahirovic-Herbert, V. (2014). A road to assimilation: Immigrants and financial markets. Journal of Economics and Finance, 38(2), 345-358.
Goetz, J., Chatterjee, S., & Cude, B. (2014). Suitability versus fiduciary standard: The perceived impacts of changing one’s standard of care. Journal of Financial Planning, 27(2), 20-23
Heo, W., Grable, J.E., & Chatterjee, S. (2013). Life insurance consumption as a function of wealth change. Financial Services Review, 22(4), 389-404.
Nicolini, G., Cude, B., & Chatterjee, S. (2013). Financial Literacy: A Comparative Study Across Four Countries. International Journal of Consumer Studies, 37(6), 689-705.
Fang, M.C., Hanna, S., & Chatterjee, S. (2013). The impact of immigrant status and racial-ethnic group on differences in response to a risk aversion measure. Journal of Financial Counseling & Planning, 24(2), 63-76 .
Kim, J. & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. Journal of Financial Counseling and Planning, 24(1), 61-79.
Hanna, S.D., Yuh, Y., & Chatterjee, S. (2012). The increasing financial obligations burden of U.S. households: Who is affected? International Journal of Consumer Studies, 36 (5), 588–594
Kim, J., Chatterjee, S., & Kim, J.E. (2012). Debt burden of young adults in the United States. Journal of Financial Counseling and Planning, 23(2), 55-67.
Zahirovic-Herbert, V. & Chatterjee, S. (2012). In search of value: How subdivision names influence house prices and marketing duration. Housing and Society, 39(1), 51-76.
Kim, E.J., Hanna, S.D., Chatterjee, S., & Lindamood, S. (2012). Who among the elderly own stocks? The role of cognitive ability and bequest motive. Journal of Family and Economic Issues, 33(3), 338-352.
Kim, J., Chatterjee, S., & Cho, S. (2012). Asset ownership of new Asian immigrants in the United States. Journal of Family and Economic Issues, 33(2), 215-226.
Zahirovic-Herbert, V. & Chatterjee, S. (2012). Historic preservation and residential property values: Evidence from quantile regression. Urban Studies, 49(2), 369-382.
Chatterjee, S. & Nielsen, R.B. (2011). Employer-provided health insurance coverage: A comparison of employed native-born and immigrant Americans. Family and Consumer Sciences Research Journal, 40(1), 15-27.
Chatterjee, S., Finke, M., & Harness, N. (2011) The impact of self-efficacy on wealth accumulation and portfolio choice. Applied Economics Letters, 18(7), 627-631.
Zahirovic-Herbert, V. & Chatterjee, S. (2011) What is the value of a name? Conspicuous consumption and house prices. Journal of Real Estate Research, 33(1), 105-125.
Gilliam, J., Chatterjee, S., & Grable, J. (2010). Measuring the perception of financial risk tolerance: A tale of two measures. Journal of Financial Counseling and Planning, 21(2), 30-43.
Salter, J., Harness, N., & Chatterjee, S. (2011). How retirees pay for current health care and future long term care expenses. Journal of Financial Service Professionals, 65(1), 88-93.
Chatterjee, S. & Zahirovic-Herbert, V. (2010). Retirement planning of younger baby-boomers: Who wants financial advice? Financial Decisions, 22(2), 1-12.
Nielsen, R., Garasky, S., & Chatterjee, S. (2010). Food insecurity and out-of-pocket medical expenditures: Competing basic needs? Family and Consumer Sciences Research Journal, 39(2), 137-151.
Salter, J., Harness, N., & Chatterjee, S. (2010). Utilization of financial advisors by affluent retirees. Financial Services Review, 19(3), 245-263.
Chatterjee, S. (2009). Health insurance coverage and the role of income uncertainty. Economics Bulletin, 29(2), 1256-1265.
Harness, N., Finke, M., & Chatterjee, S. (2009). The effect of capital accumulation ratio on wealth. Journal of Financial Counseling and Planning, 20(1), 44-57.
Palmer, L., Goetz, G. & Chatterjee, S. (2009). Service-Learning for Financial Planning Students: For now and for years to come. Financial Services Review, 18(3), 157-175.
Finke, M. & Chatterjee, S. (2008). Social Security: who wants private accounts? Financial Services Review, 17(4), 289-307.
Harness, N., Chatterjee, S., & Finke, M. (2008). Personal financial ratio analysis: A review of literature. Journal of Personal Finance, 6(2), 77-97.