About

The Financial Health Lab advances research on financial health and well-being to improve individuals' financial freedom and quality of life. Using an interdisciplinary approach, the lab explores financial literacy, decision-making, behaviors, and life outcomes through psychological, social, economic, and health perspectives. We are committed to research, education, outreach, and mentorship to empower individuals and families in making informed financial decisions.

Mission

Our mission is to advancing financial health, literacy, decision-making, and well-being through interdisciplinary research and collaboration. We strive to generate evidence-based insights that inform policy, empower individuals, and enhance financial well-being across diverse populations.

Vision

We envision a future where financial health and well-being are accessible to all, supported by innovative research, informed decision-making, and collaborative initiatives that create positive societal impact.

Research Areas and Focus

The lab investigates financial health from multiple perspectives. Key research areas include:

  • Financial literacy, education, and socialization
  • Financial behaviors and decision-making processes
  • Psychological perspectives of financial decision-making
  • Fintech innovations and AI tools for financial management
  • Life well-being and mental health outcomes of financial behaviors and decisions

Check out our research projects. Also check out Dr. Fan's publications.

Doctoral Research Collaborators

  • Yeqi Zhu (yeqi.zhu@uga.edu)
  • Xiaoyuan Sun (xiaoyuan.sun@uga.edu)
  • Lin Sun (lin.sun2@uga.edu)
  • Kevin Bayani (kevin.bayani@uga.edu)
  • Nayeon Kim (mykite12@uga.edu)

Undergraduate Scholars

  • Seung Jun Kim (sk93340@uga.edu)

Former Doctoral Research Collaborators

  • Zongze Li, graduated 2025
  • Yu Zhang, graduated 2023
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