Catherine Walker O'Neal

Education

Research

My passion is promoting family well-being through high-quality research. I am interested in the acute and chronic stressors families experience and how to enhance resilience when faced with stress, particularly for military families. A few principles of my research include:

1. Conducting translational research – I emphasize conducting research that answers the “So what question” (So what do we do because of these findings?). One avenue of my work that illustrates this emphasis is my family program evaluation efforts. These evaluation efforts point to what works well in family programming and promotes well-being while also pointing out what can be improved.
2. Thinking broadly about family well-being – I take a “30,000 foot view” in understanding family well-being. My holistic focus leads me examine numerous factors linked to family well-being. In particular, my research has made contributions to understanding how finances/financial stress and broader contexts, such as military life, impact family well-being.
3. Using advanced quantitative methods – I value the use of rigorous quantitative methods, such as dyadic data to capture multiple family members’ perspectives, latent profile analyses to identify heterogenous sub-groups, and latent growth curve models to understand change over time. However, I also stress the importance of using the methods that are best suited for the research question. Using complicated analyses when a simpler method best addresses the research question is akin to the “tail wagging the dog.”

I am accepting students seeking to study military families in Fall 2026.

Teaching

• Issues in Family Systems (HDFS 3920)
• Advanced Family Theories (HDFS 8610)
• Research Methods (HDFS 6800)

Awards

Areas of Expertise

• Military and Veteran families
• Couple and family relationships
• Family stress
• Advanced quantitative analyses 
• Lifespan development
• Program evaluation

Reports

• O'Neal, C. W., Lucier-Greer, M., Saxey, M. T., Okamoto, R. M., & Murdie, A. S. (2024). Measuring the Effectiveness of Financial Literacy Education and Training Across the Department of Defense. University of Georgia.
• O'Neal, C. W., Lucier-Greer, M., Murdie, A. S., Saxey, M. T., & Okamoto, R. M. (2025). Military Financial Readiness: An Examination of the Impact of Financial Behaviors Across Datasets. University of Georgia.

Books

Blaisure, K. R., Saathoff-Wells, T., Marini, C., O'Neal, C. W., Lucier-Greer, M., Wadsworth, S. M., & Combro, A. L. (2024). Serving Military Families (3rd ed.). Routledge.

Wickrama, K. A. S., Lee, T. K., O’Neal, C. W., & Lorenz, F. O. (2021). Higher-Order Growth Curves and Mixture Modeling with Mplus: A Practical Guide. (2nd ed.). Taylor and Francis.

Select book chapters

Lucier-Greer, M., & O’Neal, C. W. (2021). Family life education with military and veteran families. In S. M. Ballard & A. C. Taylor (Eds.), Family life education with diverse populations (2nd edition). Sage.

Wickrama, K. A. S., O’Neal, C. W., & Lee, T. K. (2020). Family socioeconomic context and mental health in parents and children: A heuristic framework (6th ed.). In K. R. Bush and C. A. Price (Eds.), Families and change: Coping with stressful events and transitions. Sage.

Current Research

My research and outreach efforts focused on military families currently include three funded projects:

1. I am the principal investigator for the evaluation of the U. S. Department of the Air Force financial readiness program. We use quantitative and qualitative methods to conduct outcome and process evaluation. We assess program outcomes longitudinally and across multiple domains (including individual and family well-being). Findings are used to generate reports to funders as well as disseminate to the broader scientific community. 
2. I am the co-investigator for Military REACH, a DoD/USDA partnership project that synthesizes military family research to make it accessible and relevant for families, helping professionals, and policymakers. 
3. I am the principal investigator for a project with the USAA Educational Foundation and the DoD Office of Financial Readiness measuring the efficacy of military financial literacy interventions. 

Learn about our newest study (Family Financial Readiness through Service member Transitions; FFiRST) here.

Publications

Select recent publications (see my CV for a complete listing; total of 120)

O’Neal, C. W., Lucier-Greer, M., & Okamoto, R.* (2024). Family financial socialization and financial capabilities of the U.S. Military Service Members: Do demographics matter? Journal of Financial Counseling and Planning. https://doi.org/10.1891/JFCP-2023-0104 

O’Neal, C. W., Lavner, J., Lucier-Greer, M., Jenson, T. (2024). Mental health profiles of depressive symptoms and personal well-being among active-duty military families. Family Process, 63(4), 2367-2384. https://doi.org/10.1111/famp.13003

O’Neal, C. W., Lucier-Greer, M., Peterson, C.*, & McKay, B. (2023). Translating discovery science: Delivering online, asynchronous financial education to service members at career and personal life transitions. Family Relations. Advance online copy. https://doi.org/10.1111/fare.12966

Peterson, C. T.*, O’Neal, C. W., & Futris, T. G. (2022). Military couples’ childhood experiences and romantic relationship satisfaction: The role of accepting influence. Family Process, 61(2), 689-704. https://doi.org/10.1111/famp.1268

O'Neal, C. W., & Wickrama, K. A. S., (2021). The contribution of stressful marital interactions to loneliness and health across mid-life and later adulthood. Journal of Family Issues, 42(3), 553-570. https://doi.org/10.1177/0192513X20921927

O'Neal, C. W., & Mancini, J. (2021). Military families' stressful reintegration, family climate, and their adolescents' psychosocial health. Journal of Marriage and Family, 83(2), 375-393. https://doi.org/10.1111/jomf.12711